United Arab Emirates · 6 cards
Every Shariah-compliant card FAB Islamic currently offers, with the contract behind each one and the fee schedule it came from.
An Islamic window: a Shariah-compliant division inside a conventional bank.
FAB Islamic is the Islamic window of First Abu Dhabi Bank PJSC, which appears on the CBUAE 'List of Banks with Islamic Windows'. Six consumer Islamic credit cards: Cashback, Blue, Emirati (UAE nationals only) and three Etihad Guest co-brands (Platinum / Signature / Infinite). All six run on the same commodity Murabaha + Wakalah structure, the same schedule of charges and the same profit rate (up to 3.99%/month, up to 47.88%/year). FAB also operates a separate CBUAE-licensed Islamic financing company, First Abu Dhabi Islamic Finance Pvt.J.S.C.
FAB Islamic
Blue FAB Islamic Credit Card
10% cashback as Al-Futtaim FAB Rewards at Al-Futtaim retail brands
Full breakdown
FAB Islamic
Etihad Guest Infinite Islamic Credit Card
55,000 welcome Etihad Guest Miles and up to 7 miles per AED 10 spent
Full breakdown
FAB Islamic
Etihad Guest Platinum Islamic Credit Card
10,000 welcome Etihad Guest Miles and up to 4 miles per AED 10 spent
Full breakdown
FAB Islamic
Etihad Guest Signature Islamic Credit Card
35,000 welcome Etihad Guest Miles and up to 5.5 miles per AED 10 spent
Full breakdown
FAB Islamic
FAB Cashback Islamic Credit Card
Up to 5% cashback on groceries, fuel and dining; up to AED 1,500 cashback a month
Full breakdown
FAB Islamic
FAB Emirati Islamic Credit Card
Up to 15 FAB Islamic Rewards per AED 1 spent, exclusively for UAE nationals
Full breakdown