United Arab Emirates · 3 cards
Every Shariah-compliant card aafaq Islamic Finance currently offers, with the contract behind each one and the fee schedule it came from.
A fully Islamic bank — every product it offers is Shariah-compliant.
Three consumer covered cards (Titanium, Platinum, World Elite), all Mastercard and all at a 3.99% monthly / 47.88% annual Murabaha profit rate. A Business Card (annual fee AED 399) appears in the Schedule of Charges and is out of scope; the Prepaid Card and the Maashi payroll card are not credit cards. IMPORTANT: aafaq is a finance company (P.S.C.), NOT a bank — it is 'licensed and regulated by the Central Bank of the UAE' and does not appear on the CBUAE's list of fully Islamic BANKS. Card tiers are strictly income-banded: Titanium AED 5,000-7,999, Platinum AED 8,000-19,999, World Elite AED 20,000+.
aafaq Islamic Finance
Aafaq Platinum Credit Card
AED 250 welcome bonus, 2% AIF Rewards on international spend, free for life
Full breakdown
aafaq Islamic Finance
Aafaq Titanium Credit Card
No rewards programme — the Titanium card is positioned on 0% balance transfer and instalment plans
Full breakdown
aafaq Islamic Finance
Aafaq World Elite Credit Card
5% AIF Rewards on online and dining, 3% on international spend, plus a 20% cashback welcome offer
Full breakdown