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Islamic Credit Cards
Countries:United Arab Emirates101Malaysia88Saudi Arabia111Pakistan8Indonesia10Qatar38All countries

United Arab Emirates · 12 cards

Ajman Bank Islamic credit cards

Every Shariah-compliant card Ajman Bank currently offers, with the contract behind each one and the fee schedule it came from.

Fully Islamic bank2 with no annual feeMurabahahQard Hasan + Ujrah

Who Ajman Bank are

A fully Islamic bank — every product it offers is Shariah-compliant.

6 actively marketed consumer cards (ULTRACASH Platinum; BRight Titanium / Platinum / World; LIFE Platinum / World) plus 6 legacy tiers that survive only in the Key Facts Statement and Tariff of Charges (Roadmiles Classic / Premium / Platinum, Power Gold / Platinum / World). Ajman Bank runs TWO different Shariah structures side by side: 'Islamic Covered Cards' on Murabaha with a 3.50% monthly profit rate, and 'Monthly Fee Based Cards' on Qard with a flat monthly membership fee. AccelRight Business Credit Card is a business product and is out of scope. Site footer: 'All our products and services are Shari'ah compliant.'

Legal name
Ajman Bank Public Joint Stock Company (P.J.S.C)
Head office
Ajman, UAE
Regulator
Central Bank of the UAE
Shariah board
Internal Shariah Supervision Committee (ISSC)
ajmanbank.ae

All 12 Ajman Bank Islamic credit cards

BRight Platinum Credit Card

10,000 upfront BRight Rewards, 0% foreign transaction fee, up to 1.5 Rewards per AED 10

Annual fee
AED 1,000
Profit rate
3.5% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown

BRight Titanium Credit Card

Up to 1 BRight Reward for every AED 10 spent, free for life

Annual fee
Free for life
Profit rate
3.5% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown

BRight World Credit Card

15,000 upfront BRight Rewards, 0% foreign transaction fee, 2.5 Rewards per AED 10

Annual fee
AED 1,500
Profit rate
3.5% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown

LIFE Cashback Credit Card (Platinum)

50% cashback on refreshments and snacks, 10% on noon/Amazon/Careem — with AED 50 monthly caps

Annual fee
No annual fee
Profit rate
45.6%
Minimum income
AED 10,000 a month
Structure
Murabahah
Cashback

Full breakdown

LIFE Cashback Credit Card (World)

50% on refreshments, 10% online, 7% dine-in and 5% on international spend — AED 100 cap per category

Annual fee
AED 600
Profit rate
45.6%
Minimum income
AED 10,000 a month
Structure
Murabahah
Cashback

Full breakdown

Power Gold Credit Card

Annual fee
AED 300
Profit rate
Not published
Minimum income
Not published
Structure
Not stated

Full breakdown

Power Platinum Credit Card

Annual fee
AED 400
Profit rate
Not published
Minimum income
Not published
Structure
Not stated

Full breakdown

Power World Credit Card

Annual fee
AED 500
Profit rate
Not published
Minimum income
Not published
Structure
Not stated

Full breakdown

Roadmiles Classic Credit Card

Annual fee
AED 200
Profit rate
Not published
Minimum income
Not published
Structure
Qard Hasan + Ujrah
Air miles

Full breakdown

Roadmiles Platinum Credit Card

Annual fee
AED 300
Profit rate
Not published
Minimum income
Not published
Structure
Qard Hasan + Ujrah
Air miles

Full breakdown

Roadmiles Premium Credit Card

Annual fee
AED 250
Profit rate
Not published
Minimum income
Not published
Structure
Qard Hasan + Ujrah
Air miles

Full breakdown

ULTRACASH Mastercard Credit Card

Pick 2 of 4 everyday categories and earn up to 10% cashback

Annual fee
AED 500
Profit rate
3.5% /mo
Minimum income
AED 10,000 a month
Structure
Murabahah
Cashback

Full breakdown

Other Islamic card issuers in United Arab Emirates

aafaq Islamic Finance3 cards · from No annual feeAbu Dhabi Islamic Bank15 cards · from No annual feeADCB Islamic Banking7 cards · from No annual feeAl Hilal Bank7 cards · from FreeCBD Al Islami2 cardsDubai Islamic Bank14 cards · from No annual feeEmirates Islamic19 cards · from No annual feeEmirates NBD (Islamic)0 cards