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Islamic Credit Cards
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Saudi Arabia · 9 cards

Al Rajhi Bank Islamic credit cards

Every Shariah-compliant card Al Rajhi Bank currently offers, with the contract behind each one and the fee schedule it came from.

Fully Islamic bankMurabahah

اقرأ بالعربية

Who Al Rajhi Bank are

A fully Islamic bank — every product it offers is Shariah-compliant.

The world's largest Islamic bank by assets. Its credit card range runs on a Murabaha contract: the bank grants Shariah-compliant Murabaha finance and deposits it into a segregated card account which it may not use and which is expressly not a loan to the bank; on repayment it undertakes to return a portion of the monthly Murabaha profit (ibra') at its absolute discretion. The consumer range covers three mainstream credit cards (Platinum SAR 490, Signature SAR 790, Infinite SAR 990), a women's card (SELECTIVE SAR 790), two Cashback Plus cards (Platinum SAR 250, Signature SAR 450), two Saudia AlFursan miles co-brands (Platinum SAR 490, Infinite SAR 1,000/SAR 700 for Affluent) and one charge card (Platinum Charge, SAR 425 issuance plus SAR 370 annual). Published fee schedule carries no late payment fee row. Rewards run through the bank's own mokafaa points programme.

Legal name
Al Rajhi Banking and Investment Corporation
Head office
Riyadh, Saudi Arabia
Regulator
Saudi Central Bank (SAMA)
Shariah board
Al Rajhi Bank Shariah Board
alrajhibank.com.sa

All 9 Al Rajhi Bank Islamic credit cards

AlFursan Infinite Credit Card

Up to 170,000 bonus and reward AlFursan miles

Annual fee
SAR 1,000
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Air miles

Full breakdown

AlFursan Platinum Credit Card

Up to 20,000 bonus AlFursan reward miles on SAR 35,000 spend in the first year

Annual fee
SAR 490
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Air miles

Full breakdown

Infinite Credit Card

150,000 welcome mokafaa points on SAR 25,000 spend in the first 90 days

Annual fee
SAR 990
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown

Platinum Cashback Plus Card

Annual fee
SAR 250
Profit rate
Not published
Minimum income
Not published
Structure
Murabahah
Cashback

Full breakdown

Platinum Charge Credit Card

1 mokafaa point per SAR 1 domestic, 3 points international

Annual fee
SAR 370
Profit rate
Not published
Minimum income
Not published
Structure
Not stated
Reward points

Full breakdown

Platinum Credit Card

25,000 welcome mokafaa points on SAR 15,000 spend in the first 90 days

Annual fee
SAR 490
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown

SELECTIVE Credit Card

75,000 welcome mokafaa points on SAR 25,000 spend in the first 90 days

Annual fee
SAR 790
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown

Signature Cashback Plus Card

Up to 15% cashback on food delivery and 10% on dining

Annual fee
SAR 450
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Cashback

Full breakdown

Signature Credit Card

75,000 welcome mokafaa points on SAR 25,000 spend in the first 90 days

Annual fee
SAR 790
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown

Other Islamic card issuers in Saudi Arabia

Alinma Bank13 cards · from SAR 100Arab National Bank (anb)14 cards · from SAR 75Bank Albilad11 cards · from SAR 115Bank AlJazira12 cards · from SAR 50Banque Saudi Fransi (BSF)0 cardsD360 Bank0 cardsmeem (Gulf International Bank – Saudi Arabia)4 cardsRiyad Bank15 cards · from No annual fee