AlFursan Platinum Credit Card

What makes this card Islamic

Al Rajhi Bank builds this card on a Murabahah contract. The bank buys the thing you want, then sells it to you at a stated cost plus a stated profit, payable later.

Governed by Al Rajhi's standard Shari'a compliant Murabaha credit card terms; the product page itself does not restate the structure.

Approved by Al Rajhi Bank Shariah Board, under the supervision of Saudi Central Bank (SAMA).

What it costs

Every figure below comes from Al Rajhi Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

SAR 490Issuance fee and annual primary card fee both stated as SAR 490.source

Supplementary card

SAR 752 free supplementary cards; SAR 75 for each additional card.source

Profit rate

2.5% a month on the outstanding balanceProduct page states 2.5% monthly, applying to new contracts.source

Cash withdrawal

3% for transactions below SAR 2,500, maximum SAR 75 for transactions of SAR 2,500 or more.

Late payment

Not published

Foreign currency spend

2% on top of the exchange rate

Replacement card

SAR 15

What you get back

• 1 Saudia AlFursan reward mile per SAR 4.25 of domestic spend
• 1 reward mile per SAR 3.5 of international spend
• 1 reward mile per SAR 2.5 of Saudia Airlines spend (effective 24 July 2025)
• Up to 20,000 bonus reward miles on SAR 35,000 of spend within the first year

Other benefits

• Access to 25 global airport lounges via the Visa Airport Companion app

Before you apply

• Earn rate is roughly 40% weaker than the AlFursan Infinite card (SAR 4.25 vs SAR 3 per domestic mile).
• Supplementary card fee is SAR 75, higher than the SAR 50 on Al Rajhi's mainstream credit cards.

Where these figures come from

Last checked against Al Rajhi Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Issuance fee: SAR 490 — AlFursan Platinum Credit Card product page”
• “Annual Primary card fee: SAR 490 — AlFursan Platinum Credit Card product page”
• “Supplementary Card: 2 free cards SAR 75 for each Additional Card — AlFursan Platinum Credit Card product page”
• “Domestic: 4.25 SAR — AlFursan Platinum Credit Card product page, miles earn rate”
• “International: 3.5 SAR — AlFursan Platinum Credit Card product page, miles earn rate”
• “Up to 20,000 Bonus Reward Miles upon SAR 35,000 of spend within the first year — AlFursan Platinum Credit Card product page”
• “Access to 25 global airport lounges — AlFursan Platinum Credit Card product page”
• “Foreign Transaction Fee: 2% — AlFursan Platinum Credit Card product page”

• Product page
• Schedule of charges
• Terms and conditions