AlFursan Infinite Credit Card

What makes this card Islamic

Al Rajhi Bank builds this card on a Murabahah contract. The bank buys the thing you want, then sells it to you at a stated cost plus a stated profit, payable later.

Governed by Al Rajhi's standard Shari'a compliant Murabaha credit card terms; the product page itself does not restate the structure.

Approved by Al Rajhi Bank Shariah Board, under the supervision of Saudi Central Bank (SAMA).

What it costs

Every figure below comes from Al Rajhi Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

SAR 1,000Reduced to SAR 700 for Affluent segment customers and above.source

Profit rate

2.5% a month on the outstanding balanceProduct page states 2.5% monthly profit rate.source

Cash withdrawal

3% for transactions below SAR 2,500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2,500.

Late payment

Not published

Foreign currency spend

2% on top of the exchange rate

Replacement card

SAR 15

What you get back

• 1 Saudia AlFursan reward mile per SAR 3 of domestic spend
• 1 reward mile per SAR 2 of international spend
• 1 reward mile per SAR 1.25 of Saudia Airlines spend (effective 24 July 2025)
• 30,000 additional reward miles on SAR 30,000 of spend within 90 days of issuance
• Up to 170,000 bonus and reward miles headline

Other benefits

• Access to over 1,000 airport lounges
• AlFursan Silver tier upgrade on 70,000 miles from local and international spending

Before you apply

• The most expensive card in Al Rajhi's range at SAR 1,000 for Mass-segment customers.
• Saudia earn rate changed on 24 July 2025 — check the current rate before applying.

Where these figures come from

Last checked against Al Rajhi Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Issuance fee: SAR 1000 (Mass Segment); SAR 700 (Affluent and above) — AlFursan Infinite Credit Card product page”
• “2.5% — AlFursan Infinite Credit Card product page, monthly profit rate”
• “Domestic: 1 mile per SAR 3 — AlFursan Infinite Credit Card product page”
• “International: 1 mile per SAR 2 — AlFursan Infinite Credit Card product page”
• “30,000 Additional Reward Miles for infinite cardholders upon SAR 30,000 of spend within 90 days of issuance — AlFursan Infinite Credit Card product page”
• “Access to over 1,000 airport lounges — AlFursan Infinite Credit Card product page”
• “3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500 — AlFursan Infinite Credit Card product page”

• Product page
• Schedule of charges
• Terms and conditions