Platinum Charge Credit Card

What makes this card Islamic

Approved by Al Rajhi Bank Shariah Board, under the supervision of Saudi Central Bank (SAMA).

What it costs

Every figure below comes from Al Rajhi Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

SAR 370Free for Affluent, Affluent Diamond and Private Banking customers.source

Supplementary card

SAR 360Supplementary card issuance fee.source

Profit rate

Not publishedCharge card — the full statement balance is payable each month, so no monthly profit rate is published. Transactions may be converted to instalments under the Tasaheal programme at a 0% profit margin.

Cash withdrawal

3% of the transaction amount, with a maximum of SAR 18 — materially cheaper than the SAR 75 cap on Al Rajhi's Murabaha credit cards.

Late payment

Not published

Foreign currency spend

2% on top of the exchange rate

What you get back

• Earn 1 mokafaa point per SAR 1 of domestic spend
• Earn 3 mokafaa points per SAR 1 of international spend

Other benefits

• Access to 25 global airport lounges
• Tasaheal programme converts transactions into equal monthly instalments at 0% profit margin

Before you apply

• 100% of the monthly statement must be paid — there is no revolving option.
• Two separate charges apply in year one: SAR 425 issuance plus SAR 370 annual fee.

Can you get it?

Other conditions

Applicants must hold an existing Al Rajhi Bank account and provide a valid National ID or Iqama and a salary certificate.

What to have ready

• Valid National ID or Iqama
• Salary certificate
• Existing Al Rajhi Bank account

Where these figures come from

Last checked against Al Rajhi Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Card Issuance: 425 SAR, Free for Affluent, Affluent diamond, Private Banking — Platinum Charge Credit Card product page”
• “Annual Fee: 370 SAR, Free for Affluent, Affluent diamond, Private Banking — Platinum Charge Credit Card product page”
• “Supplementary Card Issuance: 360 SAR — Platinum Charge Credit Card product page”
• “Cash Withdrawal (ATM): 3% of the transaction amount, with a maximum of SAR 18 — Platinum Charge Credit Card product page”
• “Earn 1 point per SAR 1 domestic spend and 3 points on international spend — Platinum Charge Credit Card product page”
• “Paying 100% of the monthly Card statement. — Platinum Charge Credit Card product page”
• “0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installments with 0% Profit Margin — Platinum Charge Credit Card product page”

• Product page
• Schedule of charges