Riyad Bank Islamic credit cards

Who Riyad Bank are

An Islamic window: a Shariah-compliant division inside a conventional bank.

Conventional-origin Saudi bank with an Islamic Banking Management department and an independent Shari'a Committee. Almost the entire consumer credit card range is branded "Islamic" (Visa Signature Islamic, World Islamic Mastercard, Titanium Islamic, etc.) and the fee tables carry a row "Reactivating the card (Islamic card only)", which implies conventional variants also exist for some products. Riyad Bank does NOT name the Shariah contract used on its cards in any English source located - it names Tawarruq for personal finance and Murabaha for deposits, but not for cards, so no card structure is recorded. Riyad Bank is the only one of these four banks that publishes a complete per-card fee table (annual fee, monthly rate, APR, late payment, cash advance, FX, replacement, minimum payment) on each product page in English. Includes a three-card Al-Hilal Football Club co-brand series and a SAUDIA AlFursan co-brand pair. Card count of 15 includes the Supplementary Islamic Credit Card, which has its own page but publishes no pricing, and excludes the Visa Virtual Card, which is a PREPAID product (issuance/reload free; 2.75% on non-SAR transactions; SAR 100 paper statement) filed under the credit-cards path.