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Islamic Credit Cards
Countries:United Arab Emirates101Malaysia88Saudi Arabia111Pakistan8Indonesia10Qatar38All countries

United Arab Emirates · 1 card

ruya Community Islamic Bank credit cards

Every Shariah-compliant card ruya Community Islamic Bank currently offers, with the contract behind each one and the fee schedule it came from.

Fully Islamic bankMurabahah

Who ruya Community Islamic Bank are

A fully Islamic bank — every product it offers is Shariah-compliant.

Ruya DOES offer a consumer credit card: the ruya Mastercard Cashback Credit Card, a flat 2% cashback card capped at AED 500 per billing cycle. It is the bank's only credit card. NOTE ON THE DOMAIN: the brief's `ruya.ae` is NOT this bank — that domain belongs to an unrelated design agency. The bank is at `ruyabank.ae`. The credit card is also not in the site's main 'Cards' navigation, which only lists debit cards; it is reached at /en/personal-banking/credit-card and is documented in the Schedule of Fees, a Key Facts Statement and its own Terms & Conditions.

Legal name
Ruya Community Islamic Bank L.L.C.
Head office
Marsa Ajman Mall - Ruya Community Center - Building No.4, Ajman, UAE
Regulator
Central Bank of the UAE
Shariah board
Internal Shari'ah Supervision Committee
ruyabank.ae

All 1 ruya Community Islamic Bank Islamic credit card

ruya Mastercard Cashback Credit Card

A flat 2% cashback on every purchase, capped at AED 500 per billing cycle

Annual fee
AED 313.95
Profit rate
3.5% /mo
Minimum income
AED 5,000 a month
Structure
Murabahah
Cashback

Full breakdown

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