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Islamic Credit Cards
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Ajman Bank · Fully Islamic bank

Power Platinum Credit Card

Platinum
Annual fee
AED 400
Profit rate
Not published
Minimum income
Not published
Rewards
None

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Ajman Bank stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Internal Shariah Supervision Committee (ISSC), under the supervision of Central Bank of the UAE.

What it costs

Every figure below comes from Ajman Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
AED 400Annual fee is in addition to the monthly membership fee. Excludes 5% VAT.source
Supplementary card
AED 50First 2 supplementary cards free, then AED 50 per annum per card.source
Profit rate
Not publishedNo percentage profit rate published. Flat 'Monthly Membership Fee' of AED 850.
Cash withdrawal
AED 150 per transaction, maximum withdrawal AED 5,000 per transaction. Cash advance available up to 100% of the credit limit on Monthly Fee Based Cards.
Late payment
AED 125'Late Payment Fees Force Donation', per instance. Excludes 5% VAT.
Foreign currency spend
4% on top of the exchange rate
Replacement card
AED 75
Takaful cover
Credit Shield (takaful) at 0.99% per month, charged as a fixed rate on the total outstanding balance as at the statement date. Free for the first two months, chargeable thereafter; opt-out by phone.

Before you apply

  • Legacy product: the Power range appears ONLY in Ajman Bank's Tariff of Charges. It has no product page, is absent from site navigation, and is not one of the four card families described in the current (May 2025) credit card Key Facts Statement. Availability to new applicants is unconfirmed.
  • Fees are quoted exclusive of 5% VAT.

Can you get it?

Other conditions
No product page and no Key Facts Statement entry found; the Power range appears only in the Tariff of Charges.

What to have ready

  • Key Fact Statement
  • Credit Card Application Form
  • Passport and Emirates ID
  • Visa copy where applicable
  • Salary certificate or one month payslip
  • Trade licence for eligible self-employed individuals

Where these figures come from

Last checked against Ajman Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “Credit Cards — Monthly Fee Based Cards: Roadmiles Classic, Roadmiles Premium, Roadmiles Platinum, Power Gold, Power Platinum, Power World — Ajman Bank Tariff of Charges (Retail)”
  • “Monthly Membership Fee — Power Gold AED 650, Power Platinum AED 850, Power World AED 1,500 — Ajman Bank Tariff of Charges (Retail)”
  • “Primary Card annual fee — Power Gold AED 300, Power Platinum AED 400, Power World AED 500 — Ajman Bank Tariff of Charges (Retail)”
  • “All Fees mentioned above and on www.ajmanbank.ae are exclusive of Value Added Tax (VAT). A VAT of 5% shall be applicable on all Fees levied by the Bank — Ajman Bank Key Facts Statement, Disclaimers”

What we could not verify

Ajman Bank does not publish shariah contract, network, monthly profit rate, annual profit rate, minimum income, minimum age, maximum age, reward type, reward detail, reward caps, key benefits, over-limit fee, product page for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

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0.5 Exceed Rewards per AED 100 in the UAE, 1.5 internationally, plus 2 lounge visits a year

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Minimum income
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Structure
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