Sağlam Kart Kampüs

What makes this card Islamic

Approved by Kuveyt Türk Danışma Kurulu (advisory board); sector-level standards from TKBB's Merkezî Danışma Kurulu, under the supervision of Bankacılık Düzenleme ve Denetleme Kurumu (BDDK); Türkiye Cumhuriyet Merkez Bankası (TCMB) for card rate ceilings.

What it costs

Every figure below comes from Kuveyt Türk Katılım Bankası’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

No annual fee'Sağlam Kart Kampüs'te kart ücreti yok' — no card fee.source

Profit rate

Not publishedNot located; see the note on Sağlam Kart.

Cash withdrawal

Not published

Late payment

Not published

What you get back

Other benefits

• No card fee
• Kuveyt Türk runs a Troy-network campaign offering up to five instalments with no price differential for Troy holders
• Kampüs programme perks include free use of all banks' ATMs and 10% discounts on restaurant and grocery spending (campaign-based, subject to change)

Before you apply

• Almost every benefit listed is campaign-based and time-limited — check the current campaign page rather than relying on this record.
• The carrying cost (akdi kâr payı) is not published here.

Can you get it?

Other conditions

The student card in Kuveyt Türk's Kampüs programme.

Where these figures come from

Last checked against Kuveyt Türk Katılım Bankası’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Sağlam Kart Kampüs — Sağlam Kart Kampüs'te kart ücreti yok, sürprizler ve avantajlar çok!”
• “Campaign title on kuveytturk.com.tr: 'yeni-saglam-kart-troylulara-ozel-vade-farksiz-5-aya-varan-taksit-imkani' — indicates a Troy-network variant”

• Product page
• Schedule of charges