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Islamic Credit Cards

Türkiye · 4 cards

Kuveyt Türk Katılım Bankası Islamic credit cards

Every Shariah-compliant card Kuveyt Türk Katılım Bankası currently offers, with the contract behind each one and the fee schedule it came from.

Fully Islamic bank2 with no annual fee

Who Kuveyt Türk Katılım Bankası are

A fully Islamic bank — every product it offers is Shariah-compliant.

Türkiye's largest participation bank; its own announcements put consolidated assets at TL 1.59 trillion. Consumer credit cards: Sağlam Kart, Sağlam Kart Kampüs (student), Miles&Smiles Kuveyt Türk Kart (Turkish Airlines co-brand) and an Özel Bankacılık private-banking card. Sağlam Kart is free of any card fee and rewards in 'Altın Puan' — points denominated in GOLD, a distinctively Islamic-finance touch. Its cash advance is deliberately constrained to keep the cash element non-revolving: 5% of the card limit, maximum TL 20,000, repayable on the very next statement, blocked while any statement balance is unpaid, and drawable only at the bank's own ATMs — except in Saudi Arabia, where cash advances are free, plainly aimed at hajj and umrah travellers. NOT VERIFIED: Kuveyt Türk's own akdi kâr payı (profit-share) rate for cards; its fee tables render client-side and could not be read.

Legal name
Kuveyt Türk Katılım Bankası A.Ş.
Parent group
Kuwait Finance House group
Head office
Istanbul, Türkiye
Regulator
Bankacılık Düzenleme ve Denetleme Kurumu (BDDK); Türkiye Cumhuriyet Merkez Bankası (TCMB) for card rate ceilings
Shariah board
Kuveyt Türk Danışma Kurulu (advisory board); sector-level standards from TKBB's Merkezî Danışma Kurulu
kuveytturk.com.tr

All 4 Kuveyt Türk Katılım Bankası Islamic credit cards

Miles&Smiles Kuveyt Türk Kart

Turkish Airlines Miles&Smiles miles, plus six instalments with no price differential on purchases

Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Structure
Not stated
Air miles

Full breakdown

Özel Bankacılık Kredi Kartı

Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Structure
Not stated

Full breakdown

Sağlam Kart

Altın Puan — points denominated in gold

Annual fee
No annual fee
Profit rate
Not published
Minimum income
Not published
Structure
Not stated
Reward points

Full breakdown

Sağlam Kart Kampüs

No card fee, aimed at students

Annual fee
No annual fee
Profit rate
Not published
Minimum income
Not published
Structure
Not stated
Reward points

Full breakdown

Other Islamic card issuers in Türkiye