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Islamic Credit Cards

Kuveyt Türk Katılım Bankası · Fully Islamic bank

Miles&Smiles Kuveyt Türk Kart

Turkish Airlines Miles&Smiles miles, plus six instalments with no price differential on purchases

other
Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Rewards
Air miles

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Kuveyt Türk Katılım Bankası stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Kuveyt Türk Danışma Kurulu (advisory board); sector-level standards from TKBB's Merkezî Danışma Kurulu, under the supervision of Bankacılık Düzenleme ve Denetleme Kurumu (BDDK); Türkiye Cumhuriyet Merkez Bankası (TCMB) for card rate ceilings.

What it costs

Every figure below comes from Kuveyt Türk Katılım Bankası’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
Not published
Profit rate
Not publishedNot located.
Cash withdrawal
Not published
Late payment
Not published

What you get back

  • Co-branded with Turkish Airlines' Miles&Smiles programme

Other benefits

  • Miles accrual on a participation-bank card — the only air-miles product found among Turkish participation banks
  • Six instalments with no price differential (vade farksız 6 taksit) on purchases

Before you apply

  • The card fee, miles earn rate and profit-share rate were all unverified on the pages read — this entry records only what Kuveyt Türk's card listing states.

Can you get it?

Other conditions
Not published on the pages read.

Where these figures come from

Last checked against Kuveyt Türk Katılım Bankası’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “Miles&Smiles Kuveyt Türk Kart — Alışverişlerde vade farksız 6 taksit ve mil biriktirme avantajlarından Miles&Smiles Kredi Kartı ile yararlanın.”

What we could not verify

Kuveyt Türk Katılım Bankası does not publish network, tier, annual fee, supplementary card fee, monthly profit rate, annual profit rate, fees, minimum income, minimum age, maximum age, shariah contract, reward detail, reward caps, takaful cover for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

Compare with other Turkish Islamic cards

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Annual fee
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Profit rate
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Minimum income
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Structure
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Albaraka Türk Katılım Bankası

Özel Kredi Kartı

Annual fee
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Profit rate
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Minimum income
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Türkiye Emlak Katılım Bankası

Emlak Katılım Paraf Kredi Kartı

ParafPara points on instalment purchases at member merchants

Annual fee
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Profit rate
0% /mo
Minimum income
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Structure
Not stated
Reward points

Full breakdown