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Islamic Credit Cards
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Albaraka Türk Katılım Bankası · Fully Islamic bank

Eflatun Kredi Kartı

Albaraka Eflatun-segment customers.

other
Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Rewards
None

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Albaraka Türk Katılım Bankası stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Albaraka Türk Danışma Komitesi; sector-level standards from TKBB's Merkezî Danışma Kurulu, under the supervision of Bankacılık Düzenleme ve Denetleme Kurumu (BDDK); TCMB for card rate ceilings.

What it costs

Every figure below comes from Albaraka Türk Katılım Bankası’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
Not published
Profit rate
Not publishedNot located.
Cash withdrawal
Not published
Late payment
Not published

What you get back

Other benefits

  • Assistance (asistanlık) services included
  • Card design personalisation — Albaraka's copy is 'Artık kredi kartınız sizi yansıtıyor'

Before you apply

  • No fee, rate or benefit figure verified.

Can you get it?

Other conditions
The card of Albaraka's 'Eflatun Bankacılık' customer segment.

Where these figures come from

Last checked against Albaraka Türk Katılım Bankası’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “Eflatun Kredi Kartı — Artık kredi kartınız sizi yansıtıyor. Üstelik asistanlık hizmetleri ile her anınızda yanınızda. Yıl boyunca çeşitli kampanyalar sizi bekliyor”

What we could not verify

Albaraka Türk Katılım Bankası does not publish network, tier, annual fee, supplementary card fee, monthly profit rate, annual profit rate, fees, minimum income, minimum age, maximum age, shariah contract, reward type, takaful cover for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

Compare with other Turkish Islamic cards

Kuveyt Türk Katılım Bankası

Miles&Smiles Kuveyt Türk Kart

Turkish Airlines Miles&Smiles miles, plus six instalments with no price differential on purchases

Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Structure
Not stated
Air miles

Full breakdown

Kuveyt Türk Katılım Bankası

Özel Bankacılık Kredi Kartı

Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Structure
Not stated

Full breakdown

Kuveyt Türk Katılım Bankası

Sağlam Kart

Altın Puan — points denominated in gold

Annual fee
No annual fee
Profit rate
Not published
Minimum income
Not published
Structure
Not stated
Reward points

Full breakdown