Bank Nizwa Islamic credit cards

Who Bank Nizwa are

A fully Islamic bank — every product it offers is Shariah-compliant.

Oman's first full-fledged Islamic bank. Its own about page states it was 'founded by Sheikh Saud bin Ali Al Khalili and a group of 92 Omani individuals, companies, and pension funds' and has been open 'since opening its doors in 2013', with 23 branches. It is the only Omani issuer whose Key Fact Statement names the card's Shariah basis as pure Qard Hassan (profit-free credit) rather than Ujrah or a Qard-plus-Ujrah hybrid; its income is a fixed monthly membership fee that does not apply when the full balance is settled on the due date. Range: Standard, Gold, Titanium, Platinum and World, all Mastercard. No rewards or cashback at any tier. Late payment obligates a 1% charity donation approved by the bank's Shari'a Supervisory Board. Data caution: the site carries a stale duplicate 'Basic Credit Card' page whose figures contradict the KFS and both fee schedules.