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Islamic Credit Cards

Oman · 4 cards

ahli islamic credit cards

Every Shariah-compliant card ahli islamic currently offers, with the contract behind each one and the fee schedule it came from.

Islamic windowUjrah

Who ahli islamic are

An Islamic window: a Shariah-compliant division inside a conventional bank.

Launched 28 January 2013 as AlHilal Islamic Banking Services and rebranded ahli islamic in May 2019; 19 branches. Its own words: 'Following the promulgation of the Royal Decree and the issuance of broad guidelines by the Central Bank of Oman (CBO), ahlibank established its Islamic Banking window - AlHilal Islamic Banking Services - in accordance with the CBO's Islamic Banking Regulatory Framework and launched its operations on 28th January 2013.' Structure is Ujra. This is the most distinctive Shariah proposition in the Omani market on two counts no other issuer publishes: the card is BLOCKED at non-Shariah-compliant merchant categories (alcohol, pork products, gambling, casinos), and the bank contributes to Omani charity organisations every time a cardholder uses the card — marketed as 'the first Socially Responsible credit card in the Sultanate of Oman'. Range: Gold, AlMajd Platinum, Al Shumookh Signature, Al Shumookh Infinite (invitation only). Unique fee mechanics: a one-off OMR 12 issuance fee on every card, a monthly 'Administrative Fee' collected only when a balance is outstanding, and all fees quoted EXCLUSIVE of 5% VAT. A fee revision was notified as effective 12 July 2026; the schedule read here is the June 2026 edition.

Legal name
Ahli islamic (Islamic window of ahlibank SAOG); formerly AlHilal Islamic Banking Services
Founded
2013
Parent group
Ahlibank SAOG
Head office
Mina al Fahal, Muscat, Oman
Regulator
Central Bank of Oman (CBO)
Shariah board
Shari'a Supervisory Board (SSB)source
ahliislamic.om

All 4 ahli islamic Islamic credit cards

Al Shumookh Infinite Credit Card

Up to 1% cashback on card spend, plus Pearl Points on every spend

Annual fee
OMR 100
Profit rate
0% /mo
Minimum income
Not published
Structure
Ujrah
Mixed rewards

Full breakdown

Al Shumookh Signature Credit Card

Up to 1% cashback on card spend, plus Pearl Points on every spend

Annual fee
OMR 75
Profit rate
0% /mo
Minimum income
OMR 3,500 a month
Structure
Ujrah
Mixed rewards

Full breakdown

AlMajd Platinum Credit Card

Earn Pearl Points on every spend

Annual fee
OMR 50
Profit rate
0% /mo
Minimum income
OMR 1,000 a month
Structure
Ujrah
Reward points

Full breakdown

Gold Credit Card

Earn Pearl Points on every spend

Annual fee
OMR 30
Profit rate
0% /mo
Minimum income
OMR 320 a month
Structure
Ujrah
Reward points

Full breakdown

Other Islamic card issuers in Oman