Khidmah VISA Signature Card

What makes this card Islamic

Islami Bank Bangladesh builds this card on a Ujrah contract. The bank charges you a fixed fee for the service of giving you a card, rather than a charge that grows with the money you owe.

Part of the Khidmah range, described throughout by the bank as based on the Ujrah concept. DQ-4 (2026-09-20): the product detail page, unreachable in the original research pass, was fetched successfully this pass (HTTP 200, direct fetch, no WAF/timeout encountered) and its fee table transcribed below.

Approved by Shari'ah Supervisory Committee of Islami Bank Bangladesh PLC, under the supervision of Bangladesh Bank.

What it costs

Every figure below comes from Islami Bank Bangladesh’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

Tk 7,000Annual fee will be waived for a minimum of 18 POS/e-commerce transactions, or Tk. 200,000 of POS/e-commerce purchases, yearly (double the Tk. 100,000 threshold on the lower Khidmah tiers).source

Profit rate

Not publishedNo percentage profit rate. A flat Monthly Maintenance Fee of Tk. 5,200 applies. Unlike the other Khidmah tiers, this row is not qualified with '(if outstanding balance remains over Tk.100)' on the bank's page — quoted exactly as published. Minimum monthly payment percentage not published.

Cash withdrawal

Tk. 200 per ATM/CRM cash withdrawal transaction ('ATM/CRM Cash Withdrawal Charge').

Late payment

Tk 1,000Listed as 'Account Service Fee/Late Payment Fee'.

Over limit

Tk 1,000

Replacement card

Tk 1,000

What you get back

• Annual fee waived for a minimum of 18 POS/e-commerce transactions or Tk. 200,000 of POS/e-commerce purchases yearly

Other benefits

• Credit limit Tk. 200,000-500,000 (or USD equivalent)
• Global usage privilege, dual currency

Before you apply

• No income requirement or age band is published for this card, unlike the Platinum and Priority Platinum tiers below it.
• The Monthly Maintenance Fee row on this card's page is not qualified with the 'if outstanding balance remains over Tk.100' wording the other Khidmah tiers carry — quoted exactly as published; not asserted to mean something different.
• The official Schedule of Charges PDF is a scanned image with no text layer; fee figures here come from the HTML product page.
• 15% VAT on all fees.
• No FX markup line is published.

Can you get it?

Other conditions

NOT PUBLISHED. The product page lists required documents (application form, NID, photo, latest tax return slip, plus salaried/self-employed/business-specific documents) but no income table or age band, unlike Platinum and Priority Platinum. Credit limit: minimum Tk. 200,000, maximum Tk. 500,000 (or USD equivalent).

What to have ready

• Application Form (duly filled-up & signed)
• National ID
• Lab Photo
• Latest Tax return Slip

Where these figures come from

Last checked against Islami Bank Bangladesh’s published documents on 2026-09-20. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Credit Cards / Khidmah Mastercard World / Khidmah VISA Signature / Khidmah Priority Platinum / Khidmah Platinum / Khidmah Gold — https://www.islamibankbd.com/cards”
• “Annual/Renewal Fee | Tk. 7,000 — Khidmah VISA Signature fee table, https://www.islamibankbd.com/cards/khidmah-visa-signature, re-fetched 2026-09-20 (HTTP 200)”
• “Monthly Maintenance Fee | Tk. 5,200 — Khidmah VISA Signature fee table”
• “Account Service Fee/Late Payment Fee | Tk. 1,000 — Khidmah VISA Signature fee table”
• “Excess Limit Charge | Tk. 1,000 — Khidmah VISA Signature fee table”
• “Card Replacement Fee | Tk. 1,000 — Khidmah VISA Signature fee table”
• “ATM/CRM Cash Withdrawal Charge (Per Transaction) | Tk. 200 — Khidmah VISA Signature fee table”
• “Annual fee will be waived for minimum 18 POS/e-Com transactions or Tk.200,000/- POS/e-Com purchase yearly — Khidmah VISA Signature, re-fetched 2026-09-20”
• “Minimum Limit | Tk. 2,00,000/Equivalent USD | Maximum Limit | Tk. 5,00,000/Equivalent USD — Khidmah VISA Signature page”
• “Common Documents — Application Form (Duly filled-up & signed) / National ID / Lab Photo / Latest Tax return Slip. — Khidmah VISA Signature, required documents”

• Product page
• Schedule of charges