Khidmah Priority Platinum Card

What makes this card Islamic

Islami Bank Bangladesh builds this card on a Ujrah contract. The bank charges you a fixed fee for the service of giving you a card, rather than a charge that grows with the money you owe.

Part of the Khidmah range, which the bank describes throughout as based on the Ujrah concept (fixed fee). DQ-4 (2026-09-20): the product detail page, unreachable in the original research pass, was fetched successfully this pass (HTTP 200, direct fetch, no WAF/timeout encountered) and its fee table transcribed below.

Approved by Shari'ah Supervisory Committee of Islami Bank Bangladesh PLC, under the supervision of Bangladesh Bank.

What it costs

Every figure below comes from Islami Bank Bangladesh’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

Tk 4,000Annual fee will be waived for a minimum of 18 POS/e-commerce transactions, or Tk. 100,000 of POS/e-commerce purchases, yearly.source

Profit rate

Not publishedNo percentage profit rate. A flat Monthly Maintenance Fee of Tk. 3,600 applies if the outstanding balance remains over Tk. 100. Minimum monthly payment percentage not published.

Cash withdrawal

Tk. 170 per ATM/CRM cash withdrawal transaction. Cash withdrawal permitted up to 50% of the sanctioned limit.

Late payment

Tk 750

Over limit

Tk 750

Replacement card

Tk 800

What you get back

• Annual fee waived for a minimum of 18 POS/e-commerce transactions or Tk. 100,000 of POS/e-commerce purchases yearly

Other benefits

• Credit limit up to Tk. 500,000
• Yearly 2 Balaka Lounge visits free
• Cash withdrawal up to 50% of sanctioned limit
• Global usage privilege, dual currency

Before you apply

• The flat Tk. 3,600 monthly maintenance fee applies to ANY balance over Tk. 100.
• Minimum payment percentage is not published.
• The official Schedule of Charges PDF is a scanned image with no text layer; fee figures here come from the HTML product page.
• 15% VAT on all fees.
• No FX markup line is published.

Can you get it?

Minimum income

Tk 100,000 a monthsource

Age

21 to 65

Other conditions

Salaried person Tk. 100,000 monthly gross salary (3 months with current organisation); self-employed professional Tk. 100,000 monthly gross income (1 year); business person/other Tk. 150,000 monthly net income (1 year for an IBBPLC investment client, 2 years for other banks); deposit client Tk. 300,000 term/scheme deposit balance. Age 21-65; supplementary users minimum 18. Credit limit up to Tk. 500,000, sanctioned at 3x gross salary/income, 2x net income for business, or 100% of security. Not available to anyone holding more than 2 credit cards from other banks or financial institutions.

Where these figures come from

Last checked against Islami Bank Bangladesh’s published documents on 2026-09-20. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Khidmah Priority Platinum — Credit limit up to Tk. 500,000/- / Cash withdrawal up to 50% of sanctioned limit / Global usage privilege — https://www.islamibankbd.com/cards”
• “Credit Cards / Khidmah Mastercard World / Khidmah VISA Signature / Khidmah Priority Platinum / Khidmah Platinum / Khidmah Gold — https://www.islamibankbd.com/cards”
• “Annual/ Renewal Fee | Tk. 4,000 — Khidmah Priority Platinum fee table, https://www.islamibankbd.com/cards/khidmah-priority-platinum, re-fetched 2026-09-20 (HTTP 200)”
• “Monthly Maintenance Fee (if outstanding balance remains over Tk.100) | Tk. 3,600 — Khidmah Priority Platinum fee table”
• “Late Payment Fee | Tk. 750 — Khidmah Priority Platinum fee table”
• “Excess Limit Usage Fee | Tk. 750 — Khidmah Priority Platinum fee table”
• “Card Replacement Fee | Tk. 800 — Khidmah Priority Platinum fee table”
• “ATM/CRM Cash Withdrawal Fee (Per Transaction) | Tk. 170 — Khidmah Priority Platinum fee table”
• “Annual fee will be waived for minimum 18 POS/e-Com transactions or Tk.100,000/- POS/e-Com purchase yearly — Khidmah Priority Platinum, re-fetched 2026-09-20”
• “Salaried Person | Monthly Gross Salary | 100,000/- | 3 Months with current organization. — Khidmah Priority Platinum eligibility table”
• “Business person / Other | Monthly Net Income | 150,000/- | 1 year for IBBPLC investment client / 2 years for Other Banks — Khidmah Priority Platinum eligibility table”
• “Yearly 2 Balaka Lounge visits free — Khidmah Priority Platinum, Features & Facilities”

• Product page
• Schedule of charges