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Islamic Credit Cards
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Türkiye · 1 card

Türkiye Emlak Katılım Bankası Islamic credit cards

Every Shariah-compliant card Türkiye Emlak Katılım Bankası currently offers, with the contract behind each one and the fee schedule it came from.

Fully Islamic bank

Who Türkiye Emlak Katılım Bankası are

A fully Islamic bank — every product it offers is Shariah-compliant.

Issues the single most interesting card found across all three markets. The Emlak Katılım Paraf Kredi Kartı publishes an Aylık AND Yıllık Akdi Kar Payı Oranı of ZERO PER CENT, sets the minimum payment to 100% of the statement balance, and provides no cash-advance facility whatsoever. In effect it is a CHARGE card, not a revolving credit card — and that design, rather than a named contract, is how it answers the riba question. It is the cleanest structural answer in the dataset. Rewards run on ParafPara, the Paraf points programme.

Legal name
Türkiye Emlak Katılım Bankası A.Ş.
Parent group
Turkish state (one of the three state-owned participation banks, alongside Ziraat Katılım and Vakıf Katılım)
Head office
Istanbul, Türkiye
Regulator
Bankacılık Düzenleme ve Denetleme Kurumu (BDDK); TCMB for card rate ceilings
Shariah board
Türkiye Emlak Katılım Danışma Komitesi; sector-level standards from TKBB's Merkezî Danışma Kurulu
emlakkatilim.com.tr

All 1 Türkiye Emlak Katılım Bankası Islamic credit card

Emlak Katılım Paraf Kredi Kartı

ParafPara points on instalment purchases at member merchants

Annual fee
Not published
Profit rate
0% /mo
Minimum income
Not published
Structure
Not stated
Reward points

Full breakdown

Other Islamic card issuers in Türkiye

Albaraka Türk Katılım Bankası3 cardsHayat Finans Katılım Bankası0 cardsKuveyt Türk Katılım Bankası4 cards · from No annual feeTürkiye Finans Katılım Bankası2 cards · from No annual feeVakıf Katılım Bankası1 cardZiraat Katılım Bankası0 cards