AlMajd Platinum Credit Card

What makes this card Islamic

ahli islamic builds this card on a Ujrah contract. The bank charges you a fixed fee for the service of giving you a card, rather than a charge that grows with the money you owe.

Range-wide ahli islamic structure: Ujra (fee for services availed) with no interest, a charity undertaking on late payment, and blocking of non-Shariah-compliant merchant categories.

Approved by Shari'a Supervisory Board (SSB), under the supervision of Central Bank of Oman (CBO).

What it costs

Every figure below comes from ahli islamic’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

OMR 50Main card OMR 50, plus a one-off OMR 12 issuance fee. All fees are subject to 5% VAT charged over and above.source

Supplementary card

OMR 25OMR 25 from the 2nd supplementary cardsource

Profit rate

0% a month on the outstanding balance0% a year as stated by the banksource

Cash withdrawal

OMR 3

Late payment

'Charity for Late Payment: 1% p.a.' — credited to charity accounts, not treated as bank income'Charity for Late Payment: 1% p.a.' — credited to charity accounts, not treated as bank income

Foreign currency spend

2.5% on top of the exchange rate

Replacement card

OMR 10

Takaful cover

Takaful insurance coverage is included on the card (range-wide feature). Cover limits and underwriter are not published.

What you get back

• Earn Pearl Points on every spend (ahli islamic's Pearl Points loyalty programme)

Other benefits

• Access to 25 airport lounges worldwide, 6 times a year (subject to criteria)
• Airport Dining Discount Programme with DragonPass
• Card usage blocked at non-Shariah-compliant merchant categories
• ahli islamic contributes to charity organisations every time the card is used
• Takaful insurance coverage on the card
• SMS alerts, purchase protection and ID theft protection
• Worldwide acceptance; EMV chip and Verified by Visa
• Monthly statement; supplementary cards for family
• Lost/stolen card protection with zero lost-card liability; 24/7 helpline

Before you apply

• Lounge network is only 25 lounges and 6 visits a year — narrow versus Dhofar Islamic's 1,200+ / 12 visits or Sohar Islamic Signature's unlimited Priority Pass.
• OMR 25 monthly administrative fee whenever a balance is outstanding, on top of the OMR 50 annual fee.
• Fees exclude 5% VAT, which is added on top.
• Credit card fees and charges were being updated effective 12 July 2026 — re-check the Schedule of Charges.

Can you get it?

Minimum income

OMR 1,000 a monthsource

Age

21 and over

Other conditions

Salary range OMR 1,000-3,499. Minimum age 21. Card limit OMR 1,000-9,999. Minimum service: Omanis in government and quasi-government 3 months, private sector 6 months; expatriates resident in Oman at least 2 years and with the current employer at least 1 year. No maximum age is published for this tier.

Where these figures come from

Last checked against ahli islamic’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “"Access to 25 lounges worldwide 6 times a year*" — ahliislamic.om, AlMajd Platinum Credit Card”
• “"Minimum Salary: Salary Range 1,000 - 3,499" / "Minimum Age 21" / "Card Limit 1,000 - 9,999" — ahliislamic.om, AlMajd Platinum Credit Card”
• “"Annual Fee — Platinum: Main Card - 50; Supplementary card: 25 from 2nd card" — ahli islamic Schedule of Charges (June 2026)”
• “"*Administrative Fee — Platinum - 25" — ahli islamic Schedule of Charges (June 2026)”
• “"Airport Dining Discount Program with Dragon Pass" — ahliislamic.om, AlMajd Platinum Credit Card”
• “"Charity for Late Payment: 1% p.a" — ahli islamic Schedule of Charges (June 2026)”

• Product page
• Schedule of charges