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Islamic Credit Cards

Saudi Arabia · 18 cards

Islamic credit cards that pay cashback in Saudi Arabia

18 of the 110 Islamic credit cards on sale in Saudi Arabia pay their reward as cashback. The rate, the categories and the monthly cap differ a lot, so read the headline for each card.

How this list is built

Which cards are included
The card's reward is cashback, and the bank describes it as cashback. Cards that mix cashback with points, and cards that pay store credit or a one-off welcome bonus, are not included.
The order
Lowest published annual fee first, then alphabetical by bank and card name. Cards whose annual fee the bank does not publish come last.
What this is not
A filter, not a verdict. The order says nothing about which card suits you, and nothing about how sound a card is under Shariah.

The 18 cards at a glance

CardAnnual feeProfit rateMinimum incomeRewards
SAB VISA Cashback Credit CardSaudi Awwal BankNo annual fee3.25% a monthNot published1% unlimited domestic cashback, 2% unlimited international, up to 10% on three preferred categories
AlAhli Cashback Credit CardSaudi National BankNo annual fee2.8% a monthNot publishedUp to 2% cashback on monthly spend, capped at SAR 200 a month
UEFA Champions League Credit CardSaudi National BankNo annual fee2.8% a monthNot publishedUp to 2% cashback (SAR 200/month cap) on a UEFA Champions League branded card
Cashback Digital CardArab National BankSAR 100Not publishedNot publishedanb markets this as a cashback card but publishes no cashback rate, tier table or cap on any English page located.
Al-Hilal Mastercard Platinum Credit CardRiyad BankSAR 10039.95% a yearNot publishedCashback on every purchase plus Al-Hilal club benefits
SAB noon VISA Credit CardSaudi Awwal BankSAR 1993.75% a monthNot publishedUp to 10% cashback paid as noon credits, plus SAR 250 instant noon credit on the first transaction
AlAhli Cashback Premium Credit CardSaudi National BankSAR 2003.1% a monthNot publishedUp to 11% cashback on fuel, with unlimited overall monthly cashback
Visa Platinum Credit CardSTC BankSAR 2502.75% a monthNot publishedLocal and international cashback
Al-Hilal Mastercard World Credit CardRiyad BankSAR 35040.72% a yearNot publishedCashback on every purchase plus Al-Hilal club benefits
Signature Cashback Plus CardAl Rajhi BankSAR 4502.5% a monthNot publishedUp to 15% cashback on food delivery and 10% on dining
Cashback Visa Signature Islamic Credit CardRiyad BankSAR 5002.5% a monthNot publishedUp to 10% cashback on selected categories, tiered by monthly spend
Visa Signature Credit CardSTC BankSAR 7502.75% a monthNot publishedLocal and international cashback
Al-Hilal Mastercard World Elite Credit CardRiyad BankSAR 1,00042.76% a yearNot publishedCashback on every purchase plus Al-Hilal club benefits
Visa Infinite Credit CardSTC BankSAR 1,0002.75% a monthNot publishedLocal and international cashback
Visa Infinite Privilege Credit CardSTC BankSAR 10,0002.75% a monthNot publishedLocal and international cashback
meem Infinite Cardmeem (Gulf International Bank – Saudi Arabia)Not publishedNot publishedNot publishedCashback
meem Platinum Credit Cardmeem (Gulf International Bank – Saudi Arabia)Not publishedNot publishedNot publishedCashback
meem Signature Cardmeem (Gulf International Bank – Saudi Arabia)Not publishedNot publishedNot publishedCashback

Profit rate is the rate the bank publishes on an unpaid balance, not the APR. Where a bank does not publish a figure we say so rather than estimate it.

Each card in more detail

Saudi Awwal Bank

SAB VISA Cashback Credit Card

1% unlimited domestic cashback, 2% unlimited international, up to 10% on three preferred categories

Annual fee
No annual fee
Profit rate
3.25% /mo
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Saudi National Bank

AlAhli Cashback Credit Card

Up to 2% cashback on monthly spend, capped at SAR 200 a month

Annual fee
No annual fee
Profit rate
2.8% /mo
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Saudi National Bank

UEFA Champions League Credit Card

Up to 2% cashback (SAR 200/month cap) on a UEFA Champions League branded card

Annual fee
No annual fee
Profit rate
2.8% /mo
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Arab National Bank

Cashback Digital Card

anb markets this as a cashback card but publishes no cashback rate, tier table or cap on any English page located.

Annual fee
SAR 100
Profit rate
Not published
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Riyad Bank

Al-Hilal Mastercard Platinum Credit Card

Cashback on every purchase plus Al-Hilal club benefits

Annual fee
SAR 100
Profit rate
39.95%
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Saudi Awwal Bank

SAB noon VISA Credit Card

Up to 10% cashback paid as noon credits, plus SAR 250 instant noon credit on the first transaction

Annual fee
SAR 199
Profit rate
3.75% /mo
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Saudi National Bank

AlAhli Cashback Premium Credit Card

Up to 11% cashback on fuel, with unlimited overall monthly cashback

Annual fee
SAR 200
Profit rate
3.1% /mo
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

STC Bank

Visa Platinum Credit Card

Local and international cashback

Annual fee
SAR 250
Profit rate
2.75% /mo
Minimum income
Not published
Structure
Murabahah
Cashback

Full breakdown

Riyad Bank

Al-Hilal Mastercard World Credit Card

Cashback on every purchase plus Al-Hilal club benefits

Annual fee
SAR 350
Profit rate
40.72%
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Al Rajhi Bank

Signature Cashback Plus Card

Up to 15% cashback on food delivery and 10% on dining

Annual fee
SAR 450
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Murabahah
Cashback

Full breakdown

Riyad Bank

Cashback Visa Signature Islamic Credit Card

Up to 10% cashback on selected categories, tiered by monthly spend

Annual fee
SAR 500
Profit rate
2.5% /mo
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

STC Bank

Visa Signature Credit Card

Local and international cashback

Annual fee
SAR 750
Profit rate
2.75% /mo
Minimum income
Not published
Structure
Murabahah
Cashback

Full breakdown

Riyad Bank

Al-Hilal Mastercard World Elite Credit Card

Cashback on every purchase plus Al-Hilal club benefits

Annual fee
SAR 1,000
Profit rate
42.76%
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

STC Bank

Visa Infinite Credit Card

Local and international cashback

Annual fee
SAR 1,000
Profit rate
2.75% /mo
Minimum income
Not published
Structure
Murabahah
Cashback

Full breakdown

STC Bank

Visa Infinite Privilege Credit Card

Local and international cashback

Annual fee
SAR 10,000
Profit rate
2.75% /mo
Minimum income
Not published
Structure
Murabahah
Cashback

Full breakdown

meem (Gulf International Bank – Saudi Arabia)

meem Infinite Card

Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

meem (Gulf International Bank – Saudi Arabia)

meem Platinum Credit Card

Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

meem (Gulf International Bank – Saudi Arabia)

meem Signature Card

Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Structure
Tawarruq
Cashback

Full breakdown

Other ways to filter cards in Saudi Arabia

This is a reference, not advice

Whether a particular card is acceptable to you is a question for a scholar you trust. We set out what each bank publishes and link the source on every card page so you can check.

Want every card, not a filtered list?

See every card we index in Saudi Arabia, with the issuers and the contracts they use.