meem Platinum Credit Card

What makes this card Islamic

meem (Gulf International Bank – Saudi Arabia) builds this card on a Tawarruq contract. The bank sells you a commodity on credit at a marked-up price, you sell that commodity to somebody else for cash, and the cash becomes your spending limit.

meem's own "Terms and Conditions of Islamic Credit Cards" (PDF, English and Arabic versions read; the fee table on the Arabic version's page 2 names this card by tier) sets out the mechanism at clause 5.3: the cardholder gives meem irrevocable standing instructions to enter Murabaha transactions under a model approved by its Shariah Supervisory Board, in which meem sells the cardholder a commodity on deferred payment, then, AS AGENT of the cardholder, sells the same commodity for cash to a third party at the prevailing market price, to settle the outstanding balance. Buying on deferred-payment murabaha and then reselling as agent for cash is tawarruq, the same mechanism this corpus already labels Tawarruq for Riyad Bank, SAB, anb and Bank Albilad. Only triggered if the balance isn't paid in full by the due date (clause 5.4); meem calls the transaction murabaha throughout, but the described mechanism is tawarruq.

What it costs

Every figure below comes from meem (Gulf International Bank – Saudi Arabia)’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

Not publishedmeem's card product pages and its Fees & Charges page are rendered client-side; the served HTML contains none of the fee, profit-rate or reward figures, and the bank's 2026 sales-kit PDF is image-only (pdftotext returns 266 characters for the whole document). The Internet Archive availability API returned HTTP 429 throughout the session and the session's WebSearch budget was exhausted, so the four documented fallbacks could not all be completed. The card's existence and name are verified from meem's own navigation; every cost figure is unverified.

Profit rate

Not publishedmeem's card product pages and its Fees & Charges page are rendered client-side; the served HTML contains none of the fee, profit-rate or reward figures, and the bank's 2026 sales-kit PDF is image-only (pdftotext returns 266 characters for the whole document). The Internet Archive availability API returned HTTP 429 throughout the session and the session's WebSearch budget was exhausted, so the four documented fallbacks could not all be completed. The card's existence and name are verified from meem's own navigation; every cost figure is unverified.

Cash withdrawal

Not published

Late payment

Not published

What you get back

• Up to 5% cashback at pharmacies when paying with meem Credit Cards, capped at SAR 35

Other benefits

• Buy 1 Get 1 free at Scene Cinemas with meem credit cards

Before you apply

• No fee, profit rate or reward figure for this card is published in any server-rendered page on meem's site — treat every cost as unknown until confirmed in the app or by the bank.

Where these figures come from

Last checked against meem (Gulf International Bank – Saudi Arabia)’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “meem Credit Cards — meem Signature Card / meem Infinite Card / meem Platinum Credit Card / meem Go Credit Card — meem cards navigation, meem.com/en/cards”
• “Say 'hello' to our total Shariah compliant digital banking solution, where all your banking needs are met at a click of a button — meem.com/en/cards”
• “Gulf International Bank - Saudi Arabia, a Saudi Closed Joint Stock company with a capital of SAR (7,500,000,000), Commercial Registration No. (2052001920) — meem.com site footer”
• “Get up to 5% cashback at pharmacies when you pay with meem Credit Cards | capped at SAR 35. — meem.com offers”
• “The Cardholder gives us irrevocable standing instructions to enter into Murabaha transactions based on the Murabaha model approved by our Shariah Supervisory Board (where we sell to the Card holder a commodity on a deferred payment basis and as agent of the Card holder and then sell the commodity on a cash basis to a third party at the then prevailing market price) no later than three (3) Business Days after each due date to offset the outstanding amount due. — Terms and Conditions of Islamic Credit Cards (English), clause 5.3”
• “بطاقة ميم الإئتمانية البلاتينية — fee-table column header naming this card, immediately above the clause 5 profit-margin and murabaha terms — Terms and Conditions of Islamic Credit Cards (Arabic), page 2”

• Product page
• Schedule of charges