Travel Pass Infinite Credit Card (Visa)

What makes this card Islamic

Bank Albilad builds this card on a Murabahah contract. The bank buys the thing you want, then sells it to you at a stated cost plus a stated profit, payable later.

'Travel Pass Infinite is a Shariah-compliant credit card based on Murabaha... it is based on Murabaha financing, where goods are bought and sold with the customer's approval to issue the card.' The digital application requires purchasing the commodity, signing the commodity contract and promissory note via Nafith, then selling the commodity.

Approved by Bank Albilad Shariah Committee, under the supervision of Saudi Central Bank (SAMA).

What it costs

Every figure below comes from Bank Albilad’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

SAR 1,150SAR 0 issuance fee on supplementary cards until 31 May 2026 (dated promotion).source

Supplementary card

SAR 0'Annual fee for supplementary card 0'.source

Profit rate

Not publishedThe product page does not print a monthly profit rate or an APR; it links to a separate 'profit margin calculation method' page. Left null rather than inferred.

Cash withdrawal

'Cash withdrawal fee - transfer from card to account: 3% + VAT, max 86.25'.

Late payment

Not published

Foreign currency spend

2% on top of the exchange rate

Replacement card

SAR 17.25

What you get back

• 300,000 welcome points on the first purchase with the card
• 9 points per SAR 1 spent internationally, 7 points per SAR 1 locally, 6 points per SAR 1 in European countries
• Points transferable to Saudia (Alfursan Miles), Qatar Airways (Avios), Etihad Guest and Turkish Airlines (Miles&Smiles)
• Points transferable to Accor, Radisson and Shangri-La hotel loyalty programmes
• Points convertible to shopping vouchers via the Almosafer and AlMatar apps
• Points transferable between Travel Pass cardholders

Other benefits

• Free access to over 1,200 lounges worldwide via Visa Airport Companion
• Exclusive Dubai Airport luxury service: choice of meet & assist plus airport-hotel transfer, personal welcome or farewell, or aircraft-hotel transport for a group of four (via the Zaps Premium app)
• Discounts at InterContinental and on Booking; room upgrades, early check-in and late check-out
• Up to 30% off meet-and-assist at 500 destinations with YQnow
• 1+1 offers through Xperience in the Entertainer app
• 24/7 Visa Infinite concierge
• Extended warranty on eligible purchases
• Flexible instalment plans; payment due on the 25th of each Gregorian month

Before you apply

• SAR 1,150 is the highest consumer card annual fee found across all three banks in this batch.
• No monthly profit rate or APR is printed on the product page.
• The supplementary-card fee waiver is dated (until 31 May 2026), not permanent.

Can you get it?

Other conditions

Available to salary-transfer and non-salary-transfer customers; digital application via the Albilad App including account opening for new customers.

What to have ready

• Salary certificate
• Salary transfer confirmation document (salary-transfer customers)
• GOSI letter
• Bank statement (customers without salary transfer)
• Valid ID

Where these figures come from

Last checked against Bank Albilad’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Travel Pass Infinite is a Shariah-compliant credit card based on Murabaha. - Travel Pass Infinite FAQ”
• “Get 300,000 welcome points on your first purchase with the Travel Pass Infinite Credit Card (Visa) - product page headline”
• “Card Type | Local | International | European countries | Infinite | 7 Points | 9 Points | 6 Points - Travel Pass Infinite points table”
• “Annual fee for primary card 1,150 | Annual fee for supplementary card 0 | Reissuance or replacement fee 17.25 | International transaction fee 2% | * All fees above include 15% VAT - Travel Pass Infinite fee table”

• Product page
• Schedule of charges