Bank Albilad · Fully Islamic bank

Infinite Credit Card

Mukafaat Albilad points plus the full Visa Infinite benefit set

VisaInfinite

Annual fee: SAR 540.50
Profit rate: 0%
Minimum income: Not published
Rewards: Reward points

Bank Albilad

Infinite

Visa

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Bank Albilad stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Bank Albilad Shariah Committee, under the supervision of Saudi Central Bank (SAMA).

What it costs

Every figure below comes from Bank Albilad’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee: SAR 540.50'Annual Renewal Fees for Main Card 540.5'; first-year issuance SAR 575.source
Supplementary card: SAR 115'Additional Card Issuance Fees 115' and 'Annual Fees for Additional Card 115'.source
Profit rate: 0% a month on the outstanding balance0% a year as stated by the banksource
Cash withdrawal: '3% of the transaction amount plus VAT, up to a maximum of 23 SR'.
Late payment: Not published
Replacement card: SAR 17.25

What you get back

Enrolled in the Mukafaat Albilad loyalty programme to earn points redeemable for rewards

Other benefits

Airport VIP lounge access at over 1,200 lounges globally via Visa Airport Companion
Up to 12% discount on eligible Agoda bookings via the Visa Agoda portal
Visa Luxury Hotel Collection: over 900 properties
YQ Meet and Assist: up to 30% off retail rates at over 450 destinations
Buyers Protection insurance on eligible purchases
DragonPass 'Dine & Travel' airport dining programme (200+ airport restaurant offers)
Travel insurance for cardholder and family on all trips up to 90 days
Extended warranty up to 1 year beyond the manufacturer's warranty
24-hour Visa Infinite concierge (hotline 8008443488)

Before you apply

Charge card: 100% of the balance is due in one month.
Benefit list is materially identical to the Signature card for SAR 57.5 more per year.

Where these figures come from

Last checked against Bank Albilad’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

“Issuance Fees 575 | Annual Renewal Fees for Main Card 540.5 | Additional Card Issuance Fees 115 | Annual Fees for Additional Card 115 | Re-issuance Fees 17.25 - 'Cards Fees / Fees in Saudi Riyal (SR) / Infinite' table”
“Month until balance Repaid 1 Month | Minimum Repayment amount 100% | Credit card Monthly Rate 0% | Annual Percentage Rate 0% - Infinite Credit Card product page”

What we could not verify

Bank Albilad does not publish shariah contract, late payment fee, over-limit fee, foreign currency markup, takaful cover, minimum income, minimum age, maximum age, eligibility conditions, documents required, reward caps, terms and conditions, apr for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

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