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Islamic Credit Cards

Qatar International Islamic Bank · Fully Islamic bank

QIIB Installment Credit Card

QIIB Points, redeemable for Avios, Ooredoo Nojoom points, flights, hotels and car rentals

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Annual fee
Not published
Profit rate
1%

a month on the outstanding balance

Minimum income
Not published
Rewards
Reward points

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Qatar International Islamic Bank stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Shari'ah Supervisory Board (the website also refers to it as the Sharia Committee), under the supervision of Qatar Central Bank (QCB).

What it costs

Every figure below comes from Qatar International Islamic Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
Not publishedNot a separate card. QIIB describes this as an instalment plan layered on an existing QIIB credit card, which keeps its own name, tier, benefits and fees.source
Profit rate
1% a month on the outstanding balanceQIIB states 'Only 1% finance monthly profit rate' with a '5% monthly payment of the due amount'.source
Cash withdrawal
4% (minimum QAR 15) via the Visa/Mastercard network, plus the FX loading below.
Late payment
Not published
Replacement card
QAR 50

What you get back

  • Points redeemable with more than 900 airlines worldwide

Other benefits

  • Pay outstanding balances, fully or partially, in monthly instalments
  • Minimum payment as little as 5% of the total outstanding balance each month
  • Keeps the features of the original card - same name, same tier, same benefits

Before you apply

  • This is an instalment option applied to an existing QIIB credit card, not a distinct card product - it is recorded separately because QIIB lists it as its own product.
  • Offered according to the customer's credit classification, so availability and terms vary by customer.

Can you get it?

Other conditions
QIIB customers. Existing customers can apply via QIIB Mobile Banking, Internet Banking or Phone Banking; new applicants are directed to a branch. Card tier eligibility is tied to the customer's QIIB banking package and salary band.

Where these figures come from

Last checked against Qatar International Islamic Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “1% monthly on the outstanding balance - QIIB Installment Credit Card”
  • “pay your outstanding balances-fully or partially-in convenient monthly installments - QIIB Installment Credit Card”
  • “as little as 5% of your total outstanding balance each month - QIIB Installment Credit Card”
  • “Sharia-compliant installment plans - QIIB Installment Credit Card”
  • “you get to keep all the features of your original credit card-same name, same tier, same benefits - QIIB Installment Credit Card”
  • “Offered according to your credit classification to ensure it matches your financial needs and capabilities. - QIIB Installment Credit Card”

What we could not verify

Qatar International Islamic Bank does not publish shariah contract, annual fee, supplementary card fee, annual profit rate, minimum income, minimum age, maximum age, late payment fee, over-limit fee, takaful cover, reward caps, terms and conditions, network, tier, apr for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

Compare with other Qatari Islamic cards

Qatar Islamic Bank

QIB Digital Credit Card

A digital-only, fee-free card issued straight into a mobile wallet

Annual fee
No annual fee
Profit rate
1% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown