QIIB Mastercard World Credit Card

What makes this card Islamic

Approved by Shari'ah Supervisory Board (the website also refers to it as the Sharia Committee), under the supervision of Qatar Central Bank (QCB).

What it costs

Every figure below comes from Qatar International Islamic Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

QAR 350Eligibility for the card tier through a QIIB banking packagesource

Supplementary card

QAR 350Supplementary card annual fee of QAR 350 applies only to customers not eligible for that card type. Issuance of a second supplementary card or more costs QAR 500 per card.source

Profit rate

1% a month on the outstanding balanceQIIB states 'Only 1% finance monthly profit rate' with a '5% monthly payment of the due amount'.source

Cash withdrawal

4% (minimum QAR 15) via the Visa/Mastercard network, plus the FX loading below.

Late payment

Not published

Replacement card

QAR 50

What you get back

• 1 QIIB Point on every 9.99 QAR spent domestically
• 1 QIIB Point on every 8.99 QAR spent internationally
• Points redeemable with more than 900 airlines worldwide

Other benefits

• Airport lounge access through the Dragon Pass network (1,300+ lounges)
• Booking.com cashback of up to 10%
• Avis car rental 35% discount
• Talabat food and grocery discounts of up to 20%, twice monthly
• Over 1,400 complimentary offers with MyBook
• Travel inconvenience insurance

Before you apply

• Cash withdrawal costs 4% (minimum QAR 15) PLUS the 2.15%/3% FX loading - the most expensive cash access in the Qatari Islamic market.
• Issuing a second or subsequent supplementary card costs QAR 500 per card, far above the QAR 100 charged by QIB and AlRayan.
• QIIB does not publish a late-payment or charity fee, and does not name the Shariah contract behind the card.
• The annual fee shown applies only to customers not eligible for that card tier through their QIIB banking package.

Can you get it?

Other conditions

QIIB customers. Existing customers can apply via QIIB Mobile Banking, Internet Banking or Phone Banking; new applicants are directed to a branch. Card tier eligibility is tied to the customer's QIIB banking package and salary band.

Where these figures come from

Last checked against Qatar International Islamic Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “1 QIIB Points on every 9.99 QAR spent domestically, and 1 QIIB Points on every 8.99 QAR spent internationally - QIIB Mastercard World Credit Card”
• “Mastercard World | 350 - QIIB Tariff Booklet Retail Banking, Credit Card Annual Fee (for non-eligible customer), QR”
• “Credit Card Annual Fee (for non-eligible customer): Visa/Mastercard Platinum 250; Mastercard World 350; Visa Signature 400; Visa Infinite 750 - QIIB Tariff Booklet Retail Banking (QR)”
• “Cash withdrawal via VISA/MC network (GCC Currencies & USD) | 4% (minimum 15) + 2.15% added to FX - QIIB Tariff Booklet Retail Banking”
• “Cash withdrawal via VISA/MC network (Other Currencies) | 4% (minimum 15) + 3% added to FX - QIIB Tariff Booklet Retail Banking”
• “Card Issuance - Second Supplementary Card or more | 500 Per Card - QIIB Tariff Booklet Retail Banking (QR)”
• “Lost/Damaged Card Replacement | 50 - QIIB Tariff Booklet Retail Banking (QR)”
• “Only 1% finance monthly profit rate - QIIB Credit Cards page”
• “5% monthly payment of the due amount - QIIB Credit Cards page”
• “All our cards are Shariaa compliant and offer competitive rates. - QIIB Cards page”

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• Schedule of charges