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Islamic Credit Cards

Qatar International Islamic Bank · Fully Islamic bank

QIIB Visa Infinite Credit Card

QIIB Points, redeemable for Avios, Ooredoo Nojoom points, flights, hotels and car rentals

VisaInfinite
Annual fee
QAR 750
Profit rate
1%

a month on the outstanding balance

Minimum income
Not published
Rewards
Reward points

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Qatar International Islamic Bank stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Shari'ah Supervisory Board (the website also refers to it as the Sharia Committee), under the supervision of Qatar Central Bank (QCB).

What it costs

Every figure below comes from Qatar International Islamic Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
QAR 750Eligibility for the card tier through a QIIB banking packagesource
Supplementary card
QAR 750Supplementary card annual fee of QAR 750 applies only to customers not eligible for that card type. Issuance of a second supplementary card or more costs QAR 500 per card.source
Profit rate
1% a month on the outstanding balanceQIIB states 'Only 1% finance monthly profit rate' with a '5% monthly payment of the due amount'.source
Cash withdrawal
4% (minimum QAR 15) via the Visa/Mastercard network, plus the FX loading below.
Late payment
Not published
Replacement card
QAR 50

What you get back

  • 1 QIIB Point on every 5.99 QAR spent domestically
  • 1 QIIB Point on every 4.99 QAR spent internationally
  • Points redeemable with more than 900 airlines worldwide

Other benefits

  • Airport lounge access
  • Lifestyle discounts
  • Travel insurance
  • Points redeemable for Avios, Nojoom points, flights, hotels and car rentals

Before you apply

  • Cash withdrawal costs 4% (minimum QAR 15) PLUS the 2.15%/3% FX loading - the most expensive cash access in the Qatari Islamic market.
  • Issuing a second or subsequent supplementary card costs QAR 500 per card, far above the QAR 100 charged by QIB and AlRayan.
  • QIIB does not publish a late-payment or charity fee, and does not name the Shariah contract behind the card.
  • The annual fee shown applies only to customers not eligible for that card tier through their QIIB banking package.

Can you get it?

Other conditions
QIIB customers. Existing customers can apply via QIIB Mobile Banking, Internet Banking or Phone Banking; new applicants are directed to a branch. Card tier eligibility is tied to the customer's QIIB banking package and salary band.

Where these figures come from

Last checked against Qatar International Islamic Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “1 QIIB Points on every 5.99 QAR domestically, and 1 point on every 4.99 QAR internationally - QIIB Visa Infinite Credit Card”
  • “Visa Infinite | 750 - QIIB Tariff Booklet Retail Banking, Credit Card Annual Fee (for non-eligible customer), QR”
  • “Credit Card Annual Fee (for non-eligible customer): Visa/Mastercard Platinum 250; Mastercard World 350; Visa Signature 400; Visa Infinite 750 - QIIB Tariff Booklet Retail Banking (QR)”
  • “Cash withdrawal via VISA/MC network (GCC Currencies & USD) | 4% (minimum 15) + 2.15% added to FX - QIIB Tariff Booklet Retail Banking”
  • “Cash withdrawal via VISA/MC network (Other Currencies) | 4% (minimum 15) + 3% added to FX - QIIB Tariff Booklet Retail Banking”
  • “Card Issuance - Second Supplementary Card or more | 500 Per Card - QIIB Tariff Booklet Retail Banking (QR)”
  • “Lost/Damaged Card Replacement | 50 - QIIB Tariff Booklet Retail Banking (QR)”
  • “Only 1% finance monthly profit rate - QIIB Credit Cards page”
  • “5% monthly payment of the due amount - QIIB Credit Cards page”
  • “All our cards are Shariaa compliant and offer competitive rates. - QIIB Cards page”

What we could not verify

Qatar International Islamic Bank does not publish shariah contract, annual profit rate, minimum income, minimum age, maximum age, late payment fee, over-limit fee, foreign currency markup, takaful cover, reward caps, terms and conditions, documents required, apr for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

Compare with other Qatari Islamic cards

AlRayan Bank

Premier Credit Card (Visa Infinite)

AlRayan's fastest standard earn rate, with unlimited lounge access and no annual fee

Annual fee
No annual fee
Profit rate
1% /mo
Minimum income
QAR 50,000 a month
Structure
Murabahah
Reward points

Full breakdown

AlRayan Bank

Qatar Airways Co-Brand Credit Card (Visa Infinite)

AlRayan's fastest Avios earn rate, with unlimited lounge access

Annual fee
QAR 799
Profit rate
1% /mo
Minimum income
QAR 50,000 a month
Structure
Murabahah
Air miles

Full breakdown

AlRayan Bank

Visa Infinite Credit Card

AlRayan's top standard Visa tier

Annual fee
QAR 600
Profit rate
1% /mo
Minimum income
Not published
Structure
Murabahah
Reward points

Full breakdown