Visa Platinum Credit Card

What makes this card Islamic

Sohar Islamic builds this card on a Ujrah contract. The bank charges you a fixed fee for the service of giving you a card, rather than a charge that grows with the money you owe.

Fixed monthly Ujrah (defined in the T&C as the 'Monthly Subscription Fee') in place of a profit rate. The T&C do not name the underlying credit contract.

Approved by Shari'a Supervisory Board of the Bank, under the supervision of Central Bank of Oman (CBO).

What it costs

Every figure below comes from Sohar Islamic’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

No annual feePrimary card annual fee: Free. First supplementary card: Free. Second supplementary card: RO 15.source

Supplementary card

OMR 15First supplementary card is free; RO 15 applies from the second supplementary cardsource

Profit rate

0% a month on the outstanding balance0% a year as stated by the banksource

Cash withdrawal

RO 3 cash withdrawal fee; maximum cash withdrawal limit 90% of card limit

Late payment

1% on the overdue amount, transferred to charity per the bank's FAQ1% on the overdue amount, transferred to charity per the bank's FAQ

Over limit

OMR 5

Foreign currency spend

2.5% on top of the exchange rate

Replacement card

OMR 10

What you get back

Other benefits

• Cash withdrawal up to 90% of the card limit
• Free primary card and free first supplementary card

Before you apply

• The Platinum fee table on the product page does NOT include a 'Priority Pass Access to Airport Lounges' row, unlike the Gold ('N/A') and Signature ('Unlimited Access') tables — lounge entitlement at this tier is undocumented on the bank's own page.
• The product page's 'Features and Benefits:' heading is present but has no listed content — the benefit set is not published in text.
• RO 30 a month while revolving on a OMR 2,000 limit is a heavy fixed cost.

Can you get it?

Minimum income

OMR 650 a monthsource

Age

18 to 60

Other conditions

Omani national or resident of Oman aged 18-60. Minimum salary OMR 650. Credit limit range OMR 2,000 to OMR 4,000. Either salary transfer to Sohar Islamic, or issue against a deposit with a 120% hold on the card limit. Minimum monthly repayment 5% or RO 10, whichever is higher.

Where these figures come from

Last checked against Sohar Islamic’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “"30 OMR Monthly Ujrah fee / Free Annual fee / 650 OMR Minimum Salary" — soharislamic.om, Visa Platinum Credit Card hero panel”
• “"Platinum : Ujrah Fee ( Monthly) 30 OMR" — soharislamic.om, Credit Card FAQ 3”
• “"Platinum: Minimum Limit: 2,000 OMR - Maximum Limit 4,000 OMR" — soharislamic.om, Credit Card FAQ 5”
• “"Annual Fees: Primary Card Free; First Supplementary Card Free; Second Supplementary Card RO 15/-" — soharislamic.om, Visa Platinum Fees and commission”
• “"Foreign Transaction Fee: 2.5% of Transaction Amount" and "Max Cash Withdrawal Limit: 90% of Card Limit" — soharislamic.om, Visa Platinum”
• “"Late Payment Fee: 1% on overdue amount" — soharislamic.om, Visa Platinum”

• Product page
• Schedule of charges