Alizz ONE Platinum Visa Credit Card

What makes this card Islamic

Approved by Shari'a Supervisory Board (SSB), under the supervision of Central Bank of Oman (CBO).

What it costs

Every figure below comes from Alizz Islamic Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

OMR 34.65Waived for Tharwa customerssource

Supplementary card

OMR 10.50Annual supplementary fee 10.50; first 3 supplementary cards waived for Tharwa customerssource

Profit rate

0% a month on the outstanding balance0% a year as stated by the banksource

Cash withdrawal

3.15 using an Alizz Islamic Bank ATM; 3.675 using a non-Alizz ATM outside Oman

Late payment

OMR 10Published as 'Obligation to Donate Due to Late Payment: 10' — a flat OMR 10 charity donation obligation, not a percentage. Alizz does not publish the destination charity or the approving body.

Foreign currency spend

2.5% on top of the exchange rate

Replacement card

OMR 10.50

Takaful cover

Credit Shield (Takaful) on the total outstanding balance is included and the charge is Waived.

What you get back

Other benefits

• Physical and digital card available
• Instant approval and issuance
• No issuance fee
• First 3 months with no monthly fee (new customers)
• VIP airport lounge access at key airports including Muscat International Airport — up to six visits per calendar year, cardholder only, no guests
• Credit Shield (Takaful) on the outstanding balance, charge waived
• Easy cash access through ATM
• Customisable PIN
• Tokenisation-enabled secure digital payments

Before you apply

• Lounge access requires a cumulative international transaction value of USD 100 in the 90 days before the visit, is capped at six visits a year, and admits no guests.
• Alizz publishes no minimum salary, no age band and no Shariah contract name for this card — three disclosures every other Islamic issuer in Oman makes.
• The bank does not state that the monthly fee is waived when the full balance is settled; only the 3-month new-customer waiver is published.
• Fee figures are published without a VAT label even though they are non-round numbers consistent with 5% VAT being already applied.

Can you get it?

Other conditions

Alizz does not publish a minimum salary, minimum age or maximum age for this card. Credit limit runs from a minimum of OMR 100 to a maximum of OMR 5,000, with the maximum 'based on customer's salary income and eligibility'. Requires a salary transfer letter addressed to Alizz Islamic Bank among the documents, which implies salary assignment. Fees stated as effective 2 February 2026.

What to have ready

• Signed application form
• ID Card / Resident ID Card
• Passport with valid visa page for expatriates
• Salary certificate / salary slip
• Salary transfer letter addressed to Alizz Islamic Bank

Where these figures come from

Last checked against Alizz Islamic Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “"Card Type | Platinum | Monthly Fee | 13.65 | Annual Fee | 34.65 *Waived for Tharwa Customers | Annual Supplementary Fee | 10.50 Waived First 3 Cards for Tharwa Customers" — alizzislamic.om, Platinum Credit Card, Fees and Charges”
• “"Limits | Platinum | Min | 100 | Max | 5,000" and "The maximum Credit Card limit is based on customer's salary income and eligibility" — alizzislamic.om, Platinum Card Limits”
• “"Obligation to Donate Due to Late Payment | 10" — alizzislamic.om, Platinum Other Fees & Charges”
• “"Credit Shield (Takaful)- of the total outstanding balance | Waived" — alizzislamic.om, Platinum Other Fees & Charges”
• “"International Transaction Fee | 2.5% of the transaction value if foreign currency" — alizzislamic.om, Platinum Other Fees & Charges”
• “"Cumulative international transaction value of USD 100 within 90 days prior to lounge access / Cardholder only. (No guest allowed) / Up to six (6) lounge access visits per calendar year" — alizzislamic.om, Platinum Lounge Access Eligibility”
• “"First 3 Months No Monthly Fee (For New Customers)" — alizzislamic.om, Platinum Key Features”
• “"Effective 2 nd February 2026" — alizzislamic.om, Platinum Credit Card fee panel”

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• Schedule of charges