RHB Islamic Bank credit cards

Who RHB Islamic Bank are

A fully Islamic bank — every product it offers is Shariah-compliant.

Fully-fledged Islamic bank subsidiary of the RHB Banking Group. Consumer credit card-i range verified from RHB's own credit card overview page: World Mastercard Credit Card-i, Premier Visa Infinite Credit Card-i, Cash Back Credit Card-i, Rewards Credit Card-i and Shell Visa Credit Card-i (5 active). A sixth, the Rewards Motion Code Credit Card-i, remains in the PDS annual fee table and in the golf-privileges eligibility list but its product page 302-redirects to RHB's page-unavailable route and it is absent from the overview listing - recorded as discontinued. Business/corporate cards-i (RHB Corporate Card-i, RHB Purchasing Card-i, RHB Platinum Business Credit Card) are out of scope as non-consumer products. SHARIAH STRUCTURE: Commodity Murabahah via Tawarruq, supported by Wakalah, Ta'widh, Ibra', Wa'ad, Muqassah and Qard, effective 18 December 2025. This REPLACED an Ujrah + Qard structure - confirmed by the superseded PDS effective 13 March 2025 (Wayback capture 2025-09-02). PRICING: a single PDS covers all cards-i - ceiling profit rate 28% p.a. for computing the Tawarruq Selling Price, with a tiered effective profit rate of 15% / 17% / 18% p.a. (1.25% / 1.42% / 1.50% per month) delivered by ibra'; cash advance 5% or min RM15 plus a fixed 18% p.a.; late payment 1% or RM10 whichever is higher, capped at RM100; FX conversion markup 1%; card replacement RM50; Card Service Tax RM25 per year per principal AND per supplementary card, passed on to the cardholder. Registration number recorded verbatim from the PDS; incorporation year not asserted because no primary source stating it was located.