Bank Islam Islamic credit cards

Who Bank Islam are

A fully Islamic bank — every product it offers is Shariah-compliant.

Malaysia's FIRST Islamic bank, established 1 July 1983, and the pioneer of Islamic banking in the country. Its credit card range is branded Bank Islam Credit Card-i (BIC-i) and runs on a single Tawarruq contract across every card, documented in one portfolio-wide Product Disclosure Sheet effective 31 December 2025. Nine consumer cards were found: Visa Infinite, Mastercard World, Mastercard World Premier Wealth (invitation-only), Visa Platinum, Mastercard Platinum, Mastercard Inspire (age 21-35), Visa Gold, Mastercard Gold, and the Visa FIFA World Cup 2026 card which is closed to new issuance. A separate Visa Infinite Business Credit Card-i exists but is a business product and is out of scope here. IMPORTANT DISCREPANCY: the bank's product pages state 'Profit Rate 15% to 18% per annum' while the PDS and Fee & Charges schedule effective 31 December 2025 tier purchase profit at 13.5% / 16.0% / 17.5% - the dated PDS has been treated as authoritative. NOTE ALSO: the Bank Islam Team Harimau Card-i is a DEBIT card-i (co-branded with the Football Association of Malaysia), not a credit card, and is therefore excluded. No product named 'Duit Raya Card' was found on the bank's site.