AEON Credit Service (M) Berhad Islamic credit cards

Who AEON Credit Service (M) Berhad are

NO ISLAMIC CREDIT CARD — VERIFIED ABSENCE. AEON Credit is a non-bank credit card issuer: the Bank Negara Malaysia Financial Service Providers directory lists 'AEON Credit Service (M) Berhad — E-Money Issuer (Non-bank) - White Labelling Provider; Registered Merchant Acquirer (Non-bank); Credit Card Issuer (Non-bank)' — it is NOT listed as an Islamic institution and holds no Islamic banking licence. Its credit cards are CONVENTIONAL. The current Product Disclosure Sheet 'AEON CREDIT CARD' (MBD-PDS-F01 Rev 32, CC-PDS-E-(03/2026), effective 16 March 2026) covers all ten live credit cards (AEON Member Plus Visa/Mastercard Platinum, Gold and Classic; AEON Biker Gold Visa; AEON Biker Infinite Visa; Motorcycle Association Affinity Visa Gold; Japan Club of Kuala Lumpur Credit Card; AEON Virtual Credit Card) and contains ZERO occurrences of 'Shariah', 'Syariah', 'Islamic', 'Tawarruq', 'Ujrah', 'Inah' or 'Ibra' (counted programmatically across the full extracted PDF text). It instead uses conventional language throughout: 'finance charges', 'Tiered Finance Rate Structure', 'Interest Free Period for Retail Transaction'. AEON Credit's ISLAMIC products are its FINANCING lines only — Personal Financing-i (Tawarruq), Motorcycle Financing HP-i, Auto Financing HP-i — all of which carry the '-i' suffix in the site navigation while none of the credit cards do. CONVERSION QUESTION ANSWERED: AEON Credit did NOT join the 2025-2026 ujrah-to-tawarruq credit card conversion wave, because it never had an Islamic credit card to convert. A Wayback CDX sweep of aeoncredit.com.my (4,000 URLs) and myaeoncredit.com.my (2,365 URLs) returned no Islamic / Syariah / Shariah / 'Card-i' credit card URL at any point in the archive; the only 'Islamic' hit is a corporate news post about its associated company AEON Bank being Malaysia's first Islamic digital bank. Note for completeness: the historic AEON BiG Visa Classic and AEON BiG Visa Gold Credit Cards were discontinued (announcement dated 1 December 2025) and the remaining AEON Credit Cards were renamed AEON Member Plus (AMP) Credit Cards effective 5 January 2026 — both were conventional. There is no 'AEON Wave Card-i' or 'AEON Credit Card-i' on the live site or in the Wayback archive.