Standard Islami Bank Islamic credit cards

Who Standard Islami Bank are

A fully Islamic bank — every product it offers is Shariah-compliant.

A recent convert — Bangladesh Bank records that 'in March 2022, another conventional bank, Standard Bank PLC, was transformed into an Islamic bank'; 138 branches in May 2026. Its Tijarah card range comprises Tijarah Gold and Tijarah Platinum (the latter also in USD-denominated RFCD and ERQ variants for foreign-currency account holders), plus a Tijarah Prepaid travel card. TRUE REVOLVING CREDIT CARDS — minimum amount due is 5% of the principal outstanding plus non-transactional fees and instalments. The carrying charge is a 'Monthly Payable Profit Charge' drawn from a 19-BAND SLAB keyed to the size of the outstanding balance (Tk. 0 up to a Tk. 500 balance; Tk. 400 for Tk. 501-20,000; up to Tk. 60,000 above Tk. 2,000,000), with a parallel USD ladder. That banded design is a third distinct Islamic card cost model, sitting between IBBL's single flat ujrah fee and EXIM's percentage rate. GAPS: the bank never names the Shariah contract; NO PROFIT-FREE OR GRACE PERIOD IS PUBLISHED AT ALL, uniquely among the Bangladeshi issuers found here; no eligibility criteria are published; and no Shariah Supervisory Committee page appeared in the site's link graph — the 'Committee' nav lists only Risk Management, Audit and Executive committees. Each card detail page carries a single line of body text: 'Interest free Tijarah Card'.