Gold Islamic Card

What makes this card Islamic

Bank Asia (Islamic) builds this card on a Ujrah contract. The bank charges you a fixed fee for the service of giving you a card, rather than a charge that grows with the money you owe.

True revolving credit card on the same basis as the Platinum Islamic Card — priced by a banded 'Islamic Credit Card : Monthly A/C Maintenance Fee' keyed to the outstanding balance, with partial settlement expressly permitted by the card terms. Islamic-only usage restriction to Shariah-based purchases.

Approved by Bank Asia Shariah Supervisory Committee, under the supervision of Bangladesh Bank.

What it costs

Every figure below comes from Bank Asia (Islamic)’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

Not publishedNOT ESTABLISHED — the Schedule of Charges has no Islamic column, and mapping this card onto the generic 'Gold' column (BDT 2,500) is an inference the document does not support.

Supplementary card

Tk 0First and second supplementary cards free across all tiers; rates from the third onwards are published by tier column only.

Profit rate

Not publishedNo percentage rate for the Islamic card. The same banded monthly account maintenance fee applies as for the Platinum Islamic Card — BDT 400 at an outstanding of 0.1-25,000 up to BDT 15,000 at 850,001-1,000,000, with a parallel USD ladder from USD 5 to USD 180.

Cash withdrawal

2.0% or BDT 150 whichever is higher at a local ATM; 3.00% or USD 4 whichever is higher overseas. These rates are published for all tiers.

Late payment

Not published

What you get back

Other benefits

• Dual currency card (BDT + USD)
• Islamic-only usage restriction to Shariah-based product purchases and services

Before you apply

• Network is not stated on the product page.
• No Islamic column exists in the Schedule of Charges for annual fee, late payment, over-limit or replacement.
• The fee schedule prints a 25% per annum interest rate with no Islamic carve-out, and the only published card terms are the generic conventional ones. Confirm in writing which terms govern.
• The banded maintenance fee jumps sharply at each boundary.

Can you get it?

Other conditions

Not published for the Islamic tiers.

Where these figures come from

Last checked against Bank Asia (Islamic)’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Islamic Credit Card : Monthly A/C Maintenance Fee — Bank Asia Schedule of Charges, effective 01 March 2026, p.3”
• “*** Applicable only for Shariah based product purchase and Services — Bank Asia Islamic card product page”
• “The Cardholder may choose not to settle the Current Balance in full, In that case the Cardholder must pay at least 'Minimum Amount Due' — Bank Asia Credit Card Terms & Conditions”

• Product page
• Schedule of charges