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Islamic Credit Cards

Vakıf Katılım Bankası · Fully Islamic bank

VKart

Vakıf Katılım customers wanting a participation-bank card marketed on having no charges.

other
Annual fee
Not published
Profit rate
Not published
Minimum income
Not published
Rewards
None

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Vakıf Katılım Bankası stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Vakıf Katılım Danışma Komitesi; sector-level standards from TKBB's Merkezî Danışma Kurulu, under the supervision of Bankacılık Düzenleme ve Denetleme Kurumu (BDDK); TCMB for card rate ceilings.

What it costs

Every figure below comes from Vakıf Katılım Bankası’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
Not publishedVakıf Katılım markets the card as 'taksit var, masraf yok' — instalments yes, charges no. That is marketing copy, not a published fee figure, so the annual fee is recorded as null rather than zero.
Profit rate
Not publishedNot located. The Ürün ve Hizmet Ücretleri page did not render its fee tables in the fetched HTML.
Cash withdrawal
Not published
Late payment
Not published

What you get back

Other benefits

  • Card settings, including opening and closing the card to online purchases and setting how much of the limit is exposed online, are self-service in the internet and mobile branches
  • BKM Express supported

Before you apply

  • The 'masraf yok' claim is unquantified — no fee schedule figure was verified for this card.

Can you get it?

Other conditions
Not published on the pages read.

Where these figures come from

Last checked against Vakıf Katılım Bankası’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “VKart nedir? VKart, Vakıf Katılım'ın kredi kartı markasıdır.”
  • “Kredi Kartı — Vakıf Katılım kredi kartında taksit var, masraf yok.”

What we could not verify

Vakıf Katılım Bankası does not publish network, tier, annual fee, supplementary card fee, monthly profit rate, annual profit rate, fees, minimum income, minimum age, maximum age, shariah contract, reward type, takaful cover for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

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Kuveyt Türk Katılım Bankası

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Profit rate
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Minimum income
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Structure
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Air miles

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