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Islamic Credit Cards
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Oman · 5 cards

Islamic credit cards with no annual fee in Oman

5 of the 22 Islamic credit cards on sale in Oman have a published annual fee of zero. Use this list to see which ones, then check the profit rate and the conditions before you apply.

How this list is built

Which cards are included
The bank's published annual fee for the main card is zero. Some banks attach a condition to that, such as a spending target from the second year. Where the bank states one, it is printed under the fee.
The order
Alphabetical by bank, then by card name. Every card here has a published annual fee of zero, so there is no fee to rank them by. Check any condition printed under a fee: some are free only in the first year, or only if you spend a set amount.
What this is not
A filter, not a verdict. The order says nothing about which card suits you, and nothing about how sound a card is under Shariah.

The 5 cards at a glance

CardAnnual feeProfit rateMinimum incomeRewards
World Credit CardBank NizwaNo annual fee0% a monthOMR 300 a monthNone
Infinite Credit CardSohar IslamicNo annual fee0% a monthOMR 3,000 a monthReward points
Signature Credit CardSohar IslamicNo annual fee0% a monthOMR 1,300 a monthNone
Visa Gold Credit CardSohar IslamicNo annual fee0% a monthOMR 400 a monthNone
Visa Platinum Credit CardSohar IslamicNo annual fee0% a monthOMR 650 a monthNone

Profit rate is the rate the bank publishes on an unpaid balance, not the APR. Where a bank does not publish a figure we say so rather than estimate it.

Each card in more detail

Bank Nizwa

World Credit Card

Annual fee
No annual fee
Profit rate
0% /mo
Minimum income
OMR 300 a month
Structure
Qard Hasan

Full breakdown

Sohar Islamic

Infinite Credit Card

Complimentary 5,000 reward points on joining, plus a loyalty programme on purchases

Annual fee
No annual fee
Profit rate
0% /mo
Minimum income
OMR 3,000 a month
Structure
Ujrah
Reward points

Full breakdown

Sohar Islamic

Signature Credit Card

Annual fee
No annual fee
Profit rate
0% /mo
Minimum income
OMR 1,300 a month
Structure
Ujrah

Full breakdown

Sohar Islamic

Visa Gold Credit Card

Annual fee
No annual fee
Profit rate
0% /mo
Minimum income
OMR 400 a month
Structure
Ujrah

Full breakdown

Sohar Islamic

Visa Platinum Credit Card

Annual fee
No annual fee
Profit rate
0% /mo
Minimum income
OMR 650 a month
Structure
Ujrah

Full breakdown

Other ways to filter cards in Oman

Lowest minimum income12 cards

This is a reference, not advice

Whether a particular card is acceptable to you is a question for a scholar you trust. We set out what each bank publishes and link the source on every card page so you can check.

Want every card, not a filtered list?

See every card we index in Oman, with the issuers and the contracts they use.