MBSB Bank Islamic credit cards

Who MBSB Bank are

A fully Islamic bank — every product it offers is Shariah-compliant.

MBSB BANK OFFERS NO CONSUMER CREDIT CARD-i, AND NO CREDIT CARD OF ANY KIND. Its consumer card range is a single debit card plus a wallet feature: MBSB Bank Consumer VISA Debit Card-i and MBSB Tap 2 Pay. EXACT EVIDENCE ESTABLISHING THE ABSENCE: (1) fetched https://www.mbsbbank.com/consumer-banking/cards and enumerated every anchor matching /card|kad/i - the complete result set was 'Visa Debit Card-i', 'MBSB Tap 2 Pay' and a business 'Card Acceptance Facility' (merchant acquiring, not a consumer card); (2) downloaded MBSB Bank's own consolidated Fees and Charges schedule, https://www.mbsbbank.com/sites/default/files/2022-09/Fees_and_Charges_ENG_0.pdf, effective 19 February 2026, extracted all 11 pages of text and grepped case-insensitively for 'credit card', 'kad kredit' and 'charge card' - ZERO matches across the whole document, while 'Visa Debit Card-i' appears as a product heading on page 1. A bank that issued a credit card would have to list its annual fee, late payment charge and cash advance fee in that schedule; (3) ran WebSearch(query="MBSB Bank credit card-i cards personal banking", allowed_domains=["mbsbbank.com"]) and WebSearch(query="MBSB Bank kad kredit-i credit card launch") unrestricted - neither returned any MBSB credit card product, only the Visa Debit Card-i. MBSB Bank does offer Personal Financing-i up to RM400,000, which is term financing, not revolving card credit. The debit card's Shariah concept is Ujrah (fee-based), with MBSB Bank acting as the customer's agent for debit and ATM services.