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Islamic Credit Cards
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Bangladesh · 3 cards

Islamic credit cards with the lowest minimum income in Bangladesh

If your income is modest, start here. 3 of the 36 cards on sale in Bangladesh publish a minimum income, and all 3 are listed below, lowest first.

How this list is built

Which cards are included
The 12 cards with the lowest minimum monthly income the bank publishes, plus any card tied with the 12th. Cards that publish no minimum income are left out, because we will not guess one.
The order
Lowest minimum monthly income first, then lowest annual fee, then alphabetical by bank and card name.
What this is not
A filter, not a verdict. The order says nothing about which card suits you, and nothing about how sound a card is under Shariah.

33 cards are left out because the bank publishes no minimum income

Of the 36 cards on sale in Bangladesh, 33 do not have a published minimum income, so they cannot be placed in this order. That does not mean they have a high one. Ask the bank.

The 3 cards at a glance

CardMinimum incomeAnnual feeProfit rateRewards
Khidmah Gold CardIslami Bank BangladeshTk 20,000 a monthTk 1,500Not publishedMixed rewards
Khidmah Platinum CardIslami Bank BangladeshTk 70,000 a monthTk 3,000Not publishedMixed rewards
Khidmah Priority Platinum CardIslami Bank BangladeshTk 100,000 a monthTk 4,000Not publishedMixed rewards

Profit rate is the rate the bank publishes on an unpaid balance, not the APR. Where a bank does not publish a figure we say so rather than estimate it.

Each card in more detail

Islami Bank Bangladesh

Khidmah Gold Card

Discounts at 1,000+ brand outlets and up to 36 months 0% EMI

Annual fee
Tk 1,500
Profit rate
Not published
Minimum income
Tk 20,000 a month
Structure
Ujrah
Mixed rewards

Full breakdown

Islami Bank Bangladesh

Khidmah Platinum Card

Balaka Lounge access, buy-one-get-free five-star buffets, and 36-month 0% EMI

Annual fee
Tk 3,000
Profit rate
Not published
Minimum income
Tk 70,000 a month
Structure
Ujrah
Mixed rewards

Full breakdown

Islami Bank Bangladesh

Khidmah Priority Platinum Card

Two Balaka Lounge visits a year on a Tk. 500,000 credit limit

Annual fee
Tk 4,000
Profit rate
Not published
Minimum income
Tk 100,000 a month
Structure
Ujrah
Mixed rewards

Full breakdown

This is a reference, not advice

Whether a particular card is acceptable to you is a question for a scholar you trust. We set out what each bank publishes and link the source on every card page so you can check.

Want every card, not a filtered list?

See every card we index in Bangladesh, with the issuers and the contracts they use.