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Islamic Credit Cards
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Bahrain Islamic Bank · Fully Islamic bank

Mastercard Cashback Credit Card

3% cashback on supermarket purchases, 2% on international transactions, 1% on e-commerce

No annual feeMastercardother
Annual fee
No annual fee
Profit rate
Not published
Minimum income
Not published
Rewards
Cashback

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Bahrain Islamic Bank stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by BisB Shari'a Supervisory Board, under the supervision of Central Bank of Bahrain.

What it costs

Every figure below comes from Bahrain Islamic Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
No annual feeThe fee schedule groups this card in the 'Titanium/CashBack' column, where 'Primary Annual Membership/ Subscription Fee* ... Free'.source
Supplementary card
BD 0'Supplementary Annual Membership/ Subscription Fee* ... Free' in the Titanium/CashBack column.source
Profit rate
Not publishedNot expressed as a percentage. Priced in the Titanium/CashBack column: 'Card Maximum Service Fees – Annually BD2,040' and 'Monthly Maximum Service Fee BD170', waivable at the Bank's discretion based on repayment behaviour.
Cash withdrawal
'4.4% (Subject to a Min. of BD4.4)'.
Late payment
BD 5'Late Payment Fee – Goes to Charity'.
Over limit
BD 5
Foreign currency spend
2.75% on top of the exchange rate
Replacement card
BD 5.50
Takaful cover
Covered under BisB's group Takaful Policy per the fee schedule footnote; no premium published.

What you get back

  • 3% cashback on supermarket purchases
  • 2% cashback on international transactions
  • 1% cashback on e-commerce purchases

The cap is the part that matters

Max cashback BD 25 per month; minimum spend BD 200 per month

Other benefits

  • Complimentary access to over 10 airport lounges across the Middle East and Levant, via the Mastercard Travel Pass app
  • Vaidam Medical Tourism Concierge: discounts and concierge services for treatment in Turkey, India, UAE, Thailand or Germany
  • Lingokids: 1 week free access plus 50% off LingoKids Plus memberships (code MASTERCARD50)
  • Mastercard Gamer Pass with Go Gamers: coaching sessions, tournaments and prizes
  • Booking.com 10% cashback on hotel stays (code MCBKG)
  • IHG Hotels & Resorts 15% off the Best Available Rate plus complimentary late checkout at participating hotels
  • Talabat: up to 20% off grocery or food orders once per month (code MASTERCARD)
  • MyUS free Premium Membership

Before you apply

  • Cashback is capped at BD 25 a month and requires a minimum BD 200 monthly spend, so the 3% headline rate is only fully earned on a narrow band of spending
  • Lounge network is 'over 10 lounges across the Middle East & Levant' — much smaller than the Visa Signature or Infinite networks
  • Service Fee ceiling BD170 a month on an outstanding balance

Can you get it?

Age
21 and over
Other conditions
Product page states 'Eligibility: 21+ years, BD 300+ credit limit'. No minimum salary published.

Where these figures come from

Last checked against Bahrain Islamic Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “3% cashback on supermarket purchases — bisb.com/en/introducing-bisb-mastercard-cashback-credit-card, Exclusive Cashback Offers”
  • “2% cashback on international transactions — same page”
  • “1% cashback on e-commerce purchases — same page”
  • “Max cashback: BD 25/month — same page”
  • “Min spend: BD 200/month — same page”
  • “Eligibility: 21+ years, BD 300+ credit limit — same page”
  • “Enjoy complimentary access to over 10 airport lounges across the Middle East & Levant. — same page, Travel Perks”
  • “Card Maximum Service Fees – Annually ... Titanium/CashBack BD2,040 — Fees & Charges Retail 2026 (EN), row 1”

What we could not verify

Bahrain Islamic Bank does not publish shariah contract, monthly profit rate, annual profit rate, minimum income, maximum age, documents required, apr for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.