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Islamic Credit Cards
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Bahrain Islamic Bank · Fully Islamic bank

Gold

No annual feeGold
Annual fee
No annual fee
Profit rate
Not published
Minimum income
Not published
Rewards
None

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Bahrain Islamic Bank stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by BisB Shari'a Supervisory Board, under the supervision of Central Bank of Bahrain.

What it costs

Every figure below comes from Bahrain Islamic Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
No annual fee'Primary Annual Membership/ Subscription Fee* ... Free' in the Gold column of the 2026 fee schedule.source
Supplementary card
BD 0'Supplementary Annual Membership/ Subscription Fee* ... Free' in the Gold column.source
Profit rate
Not publishedNot expressed as a percentage. Gold tier: 'Card Maximum Service Fees – Annually BD1,080' and 'Monthly Maximum Service Fee BD90'.
Cash withdrawal
'4.4% (Subject to a Min. of BD4.4)'.
Late payment
BD 5'Late Payment Fee – Goes to Charity'.
Over limit
BD 5
Foreign currency spend
2.75% on top of the exchange rate
Replacement card
BD 5.50
Takaful cover
Covered under BisB's group Takaful Policy per the fee schedule footnote; no premium published.

Before you apply

  • STATUS UNCERTAIN. 'Gold' is a priced column in BisB's current (May 2026) credit card fee schedule and a named tier in its 2022 credit card T&C, but BisB does not market a Gold credit card on either its Visa or its Mastercard landing page, and no Gold product page exists on bisb.com. It is recorded here so the tier's published pricing is not lost, but it may be a legacy or non-marketed tier.

Can you get it?

Other conditions
No product page found. Maximum card limit for 'Classic/Gold' is BD5,000 per the 2022 T&C.

Where these figures come from

Last checked against Bahrain Islamic Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “Card Maximum Service Fees – Annually ... Gold BD1,080 — Fees & Charges Retail 2026 (EN), row 1”
  • “Monthly Maximum Service Fee ... Gold BD90 — Fees & Charges Retail 2026 (EN), row 2”
  • “Gold : BD 1,080 per annum | BD 90 per month — Credit Cards Terms and Conditions v4, 5a Card Service Fee”
  • “Classic/Gold BD5,000 — Credit Cards Terms and Conditions v4, maximum card limits chart”

What we could not verify

Bahrain Islamic Bank does not publish network, shariah contract, monthly profit rate, annual profit rate, minimum income, minimum age, maximum age, documents required, reward type, reward headline, key benefits, product page, apply, status, apr for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.