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Islamic Credit Cards
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CBD Al Islami · Islamic window

Al Islami Super Saver Credit Card

Up to 10% cashback across four everyday categories, each capped at AED 200 a month

VisaSignature
Annual fee
Not published
Profit rate
Not published
Minimum income
AED 5,000 a month
Rewards
Cashback

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find CBD Al Islami stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Internal Sharia Supervision Committee (ISSC), under the supervision of Central Bank of the UAE.

What it costs

Every figure below comes from CBD Al Islami’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
Not publishedFree for the first year.
Profit rate
Not publishedNot published on the card detail page. CBD's fees and charges document was not reachable in this session.
Cash withdrawal
Not published
Late payment
Not published

What you get back

  • Up to 10% cashback on bills, e.g. telecom bills, utility bills and government service payments
  • Up to 10% cashback on education, e.g. schools, colleges and universities in the UAE and abroad
  • Up to 10% cashback on supermarket, e.g. grocery stores
  • Up to 10% cashback on transportation, e.g. fuel

The cap is the part that matters

Each of the four categories is capped at a maximum of AED 200 per month, so the theoretical maximum is AED 800 a month across all four.

Other benefits

  • Up to 8 complimentary visits to over 1,000 airport lounges worldwide
  • Free multi-trip travel insurance, purchase protection and extended warranty
  • Visa Signature benefits

Before you apply

  • This card pays its headline 10% on bills, education, supermarket and fuel, which are precisely the categories most rivals in this dataset exclude or cut to a fraction of a percent. The trade-off is the AED 200 monthly cap per category.
  • The annual fee is only stated as free for the first year; the ongoing fee was not published on the page read.
  • Maximum age 63 is lower than most competitors.

Can you get it?

Minimum income
AED 5,000 a monthsource
Age
21 to 63
Other conditions
Age 21 minimum, 63 maximum. Minimum salary AED 5,000.

Where these figures come from

Last checked against CBD Al Islami’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “Al Islami Super Saver Credit Card Visa Signature B.E.S.T Cashback Card in UAE — card detail page”
  • “Free for the first year — card detail page, Card Features”
  • “Up to 10% cashback** on the following daily spend categories up to a maximum of AED 200 per category: o Bills (e.g. telecom bills, utility bills, and government service payments) o Education (e.g. schools, colleges and universities in the UAE and abroad) o Supermarket (e.g. grocery stores) o Transportation (e.g. fuel) — card detail page”
  • “* 10% cashback per category mentioned above is capped at a fixed AED amount. — card detail page”
  • “Airport lounge access: Upto 8 complimentary access to over 1,000 airport lounges worldwide — card detail page”
  • “Eligibility criteria Age: 21 years minimum 63 years old Minimum Salary: AED 5,000 — card detail page”

What we could not verify

CBD Al Islami does not publish shariah contract, annual fee, supplementary card fee, monthly profit rate, annual profit rate, late payment fee, over-limit fee, cash withdrawal fee, foreign currency markup, replacement card fee, takaful cover, documents required, terms and conditions, schedule of charges for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

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