Skip to content
Islamic Credit Cards

CBD Al Islami · Islamic window

Al Islami Infinite Card

Up to 3 reward points per AED of international spend, redeemable for Skywards or Etihad miles

VisaInfinite
Annual fee
Not published
Profit rate
Not published
Minimum income
AED 15,000 a month
Rewards
Reward points

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find CBD Al Islami stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Internal Sharia Supervision Committee (ISSC), under the supervision of Central Bank of the UAE.

What it costs

Every figure below comes from CBD Al Islami’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
Not publishedFree for the first year.
Supplementary card
AED 0Card page states 'No annual fees on supplementary cards'.source
Profit rate
Not publishedNot published on the card detail page.
Cash withdrawal
Not published
Late payment
Not published
Takaful cover
Credit Shield offered at a 1% monthly fee on the credit card outstanding balance.

What you get back

  • Up to 3 reward points on every AED 1 of international spend
  • Up to 2.5 reward points on every AED 1 of domestic spend
  • Points redeemable against cashback, Emirates Skywards Miles, Etihad Miles, airline tickets, hotel reservations, electronic products, restaurant vouchers and gift vouchers

The cap is the part that matters

Not stated on the page read.

Other benefits

  • Unlimited complimentary access to over 1,000 airport lounges worldwide
  • 50% discount on cinema tickets at VOX Cinemas
  • Complimentary rounds of golf at Track Meydan and Arabian Ranches Golf Clubs
  • Complimentary valet parking visits per calendar month across 30+ locations
  • Free multi-trip travel insurance, purchase protection and extended warranty
  • Visa Infinite benefits

Before you apply

  • Redeeming into both Emirates Skywards and Etihad Guest from one Islamic card is unusual in this market, but no conversion ratio is published.
  • Credit Shield at 1% per month of the outstanding balance is expensive if a balance is carried.
  • The ongoing annual fee after year one is not published on the page.

Can you get it?

Minimum income
AED 15,000 a monthsource
Age
21 to 63
Other conditions
Age 21 minimum, 63 maximum. Minimum salary AED 15,000.

Where these figures come from

Last checked against CBD Al Islami’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “Al Islami Infinite Card Visa Infinite Benefits beyond expectations — card detail page”
  • “Free for the first year No annual fees on supplementary cards — card detail page, Card Features”
  • “Upto 3 reward points on every 1 AED of international spend Upto 2.5 reward points on every 1 AED of domestic spend — card detail page”
  • “Points can then be redeemed against cashback, Emirates Skywards Miles, Etihad Miles, booking airline tickets, hotel reservations, electronic products, restaurant vouchers, gift vouchers and much more! — card detail page”
  • “Airport lounge access: Unlimited complimentary access to over 1,000 airport lounges worldwide — card detail page”
  • “Credit Shield: Protect yourself and your family against unforeseen events by paying 1% monthly fee of your credit card outstanding balance — card detail page”
  • “ELIGIBILITY CRITERIA Age: 21 years minimum 63 years old Minimum Salary: AED 15,000 — card detail page”

What we could not verify

CBD Al Islami does not publish shariah contract, annual fee, monthly profit rate, annual profit rate, late payment fee, over-limit fee, cash withdrawal fee, foreign currency markup, replacement card fee, documents required, reward caps, terms and conditions, schedule of charges for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

Compare with other Emirati Islamic cards

Abu Dhabi Islamic Bank

Emirates Skywards Visa Infinite Card

Up to 3 Skywards Miles per AED 3.68 spent, plus up to 50,000 bonus Miles and Gold tier fast track

Annual fee
AED 4,500
Profit rate
3.75% /mo
Minimum income
AED 5,000 a month
Structure
Murabahah
Air miles

Full breakdown

Abu Dhabi Islamic Bank

Etihad Guest Visa Infinite Card

Up to 3.5 Etihad Guest Miles per AED 4 spent, plus a welcome bonus of up to 100,000 Miles

Annual fee
AED 3,000
Profit rate
3.75% /mo
Minimum income
AED 5,000 a month
Structure
Murabahah
Air miles

Full breakdown

Abu Dhabi Islamic Bank

Marriott Bonvoy ADIB Visa Infinite Covered Card

Annual fee
AED 2,500
Profit rate
3.75% /mo
Minimum income
AED 5,000 a month
Structure
Murabahah

Full breakdown