Visa Signature Card

What makes this card Islamic

Approved by Shariah Supervisory Board, under the supervision of Central Bank of Kuwait (CBK).

What it costs

Every figure below comes from Kuwait International Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

KD 120Credit (instalment) form: KD 120. Charge (full settlement) form: KD 130.source

Profit rate

Not publishedKIB does not publish a profit rate for its cards. Its card terms define a Minimum Payment Amount that is either a percentage of the balance or the full outstanding amount, depending on the settlement type chosen in the card application.

Cash withdrawal

KD 6 per cash withdrawal on a credit card, locally or internationally; a further 2.5% applies to foreign-currency use. Source document is the 2018 edition of KIB's fees list — the current tariff PDF linked from kib.com.kw returns a 404.

Late payment

Not published

Foreign currency spend

2.5% on top of the exchange rate

What you get back

• 300 KIB Reward Points for the first card issued

Other benefits

• 12 lounge visits per calendar year at over 1,200 airport lounges
• Multi-trip travel insurance up to US$500,000 for cardholder and family, trips up to 90 days
• Visa Luxury Hotel Collection (900+ properties)
• Extended warranty and purchase protection

Before you apply

• The Charge form of this card costs KD 130 while the Credit (instalment) form costs KD 120 — the only KIB card where the charge form is the dearer of the two.

Can you get it?

Minimum income

KD 1,100 a monthsource

Other conditions

A minimum monthly salary of KD 1,100 or more, or against a KD 30,000 collateral.

Where these figures come from

Last checked against Kuwait International Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “"Issuance / Renewal Visa Signature Charge: KD 130" — KIB Visa Signature Card product page”
• “"Issuance / Renewal Visa Signature Credit: KD 120" — KIB Visa Signature Card product page”
• “"A minimum monthly salary of KD 1,100 or more, or against a KD 30,000 collaterals" — KIB Visa Signature Card product page”
• “"12 visits per calendar year to over 1,200 airport lounges" — KIB Visa Signature Card product page”
• “"Multi-trip travel insurance for the cardholder and family for trips up to 90 days, up to USD 500,000" — KIB Visa Signature Card product page”
• “"Withdrawal/Purchase abroad in foreign currency (Debit and Credit Visa and MasterCard) | 2.5% of the total withdrawn amount" — KIB List of Fees and Commissions, item 1/28 (document dated 2018)”
• “"Cash withdrawal using credit cards (from the customer’s bank counter) (Locally/ internationally) ... all types of Visa and MasterCard cards | KD 6" — KIB List of Fees and Commissions, item 1/27 (document dated 2018)”

• Product page
• Schedule of charges