Bank Islam Brunei Darussalam · Fully Islamic bank
Visa Platinum
A frequent traveller in Brunei who wants Priority Pass access on a Shariah-compliant card and spends enough to clear the BND18,000 waiver threshold.
- Annual fee
- B$ 250
- Profit rate
- 1.5%
- Minimum income
- Not published
- Rewards
- None
a month on the outstanding balance
Bank Islam Brunei Darussalam
Visa Platinum
Read it from the source
What makes this card Islamic
Bank Islam Brunei Darussalam builds this card on a Wakalah contract. The bank acts as your agent, paying the shops on your behalf, and charges you an agency fee.
Agency-with-fee structure; monthly Administration Fee at a rate applied to the card limit, with discretionary Ibra'.
Approved by BIBD Shariah Advisory Body, under the supervision of Brunei Darussalam Central Bank (BDCB), named as 'the Authority' in BIBD's own card terms.
What it costs
Every figure below comes from Bank Islam Brunei Darussalam’s own published documents. Where the bank does not publish a number we say so rather than estimate it.
- Annual fee
- B$ 250Waived with a minimum spend / use of BND18,000 on the Card within a twelve (12) month period.source
- Supplementary card
- B$ 125Supplementary Card Annual Fee.source
- Profit rate
- 1.5% a month on the outstanding balanceAdministration Fee of 1.5% per month on the card limit.source
- Cash withdrawal
- BND35 per withdrawal; BND2,000/day ATM and counter limits.
- Late payment
- Not published
- Foreign currency spend
- 2% on top of the exchange rate
- Replacement card
- B$ 20
- Takaful cover
- Takaful coverage provided by a Takaful Provider authorised by the Bank; rate not published.
What you get back
Other benefits
- Priority Pass airport lounge access, charged at US$32 per visit per person — the access is a benefit of the card, but each visit is paid for, not complimentary
- Annual fee waived on BND18,000 of card use in 12 months
- Easy Payment Plan available
Before you apply
- The lounge benefit is NOT complimentary — BIBD's own tariff shows US$32 per visit per person, billed in BND at the prevailing conversion rate. Read the benefit as 'access', not 'free access'.
- Ibra' is discretionary and excludes cash advances.
Can you get it?
- Other conditions
- Supplementary cardholder must be over 18.
Where these figures come from
Last checked against Bank Islam Brunei Darussalam’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.
- “Primary Card Annual Fee ... Visa Platinum 250²; Supplementary Card Annual Fee ... Visa Platinum 125 — BIBD Schedule of Tariffs, Credit Cards”
- “²Waived with a minimum spent /use of BND18,000 to the Card within a twelve (12) months period. — BIBD Schedule of Tariffs footnote 2”
- “Priority Pass Lounge Access⁴ US$32⁶ per visit per person. ⁴Applicable for Visa Platinum Cardholder only. ⁶Billed in BND currency according to the prevailing conversion rate. — BIBD Schedule of Tariffs, Credit Cards”
What we could not verify