Tomoh Low-Limit Credit Card

What makes this card Islamic

Approved by Shariah Board (supported by the bank's Shariah Group), under the supervision of Saudi Central Bank (SAMA).

What it costs

Every figure below comes from Bank AlJazira’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee

SAR 100Initial Disclosure fee grid, Arabic column heading 'طموح' (Tomoh) in the low-limit group. NOTE: the bank's own product listing on the credit cards page shows a 'Visa Low-limit' product priced at SAR 50; the mapping between that listing name and the Tomoh column in the disclosure PDF is NOT confirmed, so the SAR 100 figure is taken from the disclosure grid where the column is unambiguously labelled.source

Profit rate

Not publishedNo monthly profit margin, annual profit margin or APR is printed for the Tomoh column. Minimum Monthly Payment is the total outstanding balance ('إجمالي الرصيد المستحق').

Cash withdrawal

'25 [SAR] per transaction' cash withdrawal fee in the Tomoh column of the Initial Disclosure.

Late payment

Not published

Foreign currency spend

2% on top of the exchange rate

Replacement card

SAR 50

What you get back

Other benefits

• Low-limit card aimed at customers who need a small, controlled credit line
• Full balance settled each month, so no profit accrues

Before you apply

• Full outstanding balance is due each month - this is a charge card, not a revolving credit card.
• SAR 25 flat cash withdrawal fee per transaction.
• Card replacement SAR 50 exceeds the SAMA Article 48 SAR 15 reissuance cap for credit cards - verify with the bank.
• The bank's website product listing shows a 'Visa Low-limit' card at SAR 50 while the Initial Disclosure shows SAR 100 for the Tomoh column; the annual fee should be confirmed with the bank before relying on it.

Where these figures come from

Last checked against Bank AlJazira’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

• “Annual Fee* ... 100 [SAR] (Tomoh / طموح column, low-limit group) - ajb Credit Cards Initial Disclosure”
• “Visa Low-limit | protection and enhanced security features, subject to applicable eligibility criteria, terms, and conditions ... price 50 SAR - product ItemList JSON-LD on the AlJazira credit cards page (name-to-column mapping unconfirmed)”

• Product page
• Schedule of charges
• Terms and conditions