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Islamic Credit Cards
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Kuwait · 10 cards

Islamic credit cards with the lowest minimum income in Kuwait

If your income is modest, start here. 10 of the 35 cards on sale in Kuwait publish a minimum income, and all 10 are listed below, lowest first.

How this list is built

Which cards are included
The 12 cards with the lowest minimum monthly income the bank publishes, plus any card tied with the 12th. Cards that publish no minimum income are left out, because we will not guess one.
The order
Lowest minimum monthly income first, then lowest annual fee, then alphabetical by bank and card name.
What this is not
A filter, not a verdict. The order says nothing about which card suits you, and nothing about how sound a card is under Shariah.

25 cards are left out because the bank publishes no minimum income

Of the 35 cards on sale in Kuwait, 25 do not have a published minimum income, so they cannot be placed in this order. That does not mean they have a high one. Ask the bank.

The 10 cards at a glance

CardMinimum incomeAnnual feeProfit rateRewards
Mastercard PlatinumWarba BankKD 250 a monthKD 1500% a monthNone
Visa Classic CardKuwait International BankKD 400 a monthKD 45Not publishedReward points
Visa Gold CardKuwait International BankKD 400 a monthKD 55Not publishedReward points
Visa Platinum CardKuwait International BankKD 400 a monthKD 100Not publishedReward points
VISA PlatinumWarba BankKD 990 a monthKD 1500% a monthNone
Mastercard WorldWarba BankKD 1,000 a monthKD 1000% a monthCashback
“Oasis Club” Mastercard WorldKuwait Finance HouseKD 1,000 a monthKD 150Not publishedAir miles
VISA SignatureWarba BankKD 1,000 a monthKD 1500% a monthNone
Visa Signature CardKuwait International BankKD 1,100 a monthKD 120Not publishedReward points
Visa Infinite CardKuwait International BankKD 3,000 a monthKD 250Not publishedReward points

Profit rate is the rate the bank publishes on an unpaid balance, not the APR. Where a bank does not publish a figure we say so rather than estimate it.

Each card in more detail

Warba Bank

Mastercard Platinum

Annual fee
KD 150
Profit rate
0% /mo
Minimum income
KD 250 a month
Structure
Not stated

Full breakdown

Kuwait International Bank

Visa Classic Card

KIB Rewards Points on card spend

Annual fee
KD 45
Profit rate
Not published
Minimum income
KD 400 a month
Structure
Not stated
Reward points

Full breakdown

Kuwait International Bank

Visa Gold Card

KIB Rewards Points on card spend

Annual fee
KD 55
Profit rate
Not published
Minimum income
KD 400 a month
Structure
Not stated
Reward points

Full breakdown

Kuwait International Bank

Visa Platinum Card

KIB Rewards Points on card spend

Annual fee
KD 100
Profit rate
Not published
Minimum income
KD 400 a month
Structure
Not stated
Reward points

Full breakdown

Warba Bank

VISA Platinum

Annual fee
KD 150
Profit rate
0% /mo
Minimum income
KD 990 a month
Structure
Not stated

Full breakdown

Warba Bank

Mastercard World

Up to 10% monthly cashback via the Warba Cashback Programme

Annual fee
KD 100
Profit rate
0% /mo
Minimum income
KD 1,000 a month
Structure
Not stated
Cashback

Full breakdown

Kuwait Finance House

“Oasis Club” Mastercard World

3 Oasis Club miles per KD spent locally, 4 miles per KD spent internationally

Annual fee
KD 150
Profit rate
Not published
Minimum income
KD 1,000 a month
Structure
Not stated
Air miles

Full breakdown

Warba Bank

VISA Signature

Annual fee
KD 150
Profit rate
0% /mo
Minimum income
KD 1,000 a month
Structure
Not stated

Full breakdown

Kuwait International Bank

Visa Signature Card

KIB Rewards Points on card spend

Annual fee
KD 120
Profit rate
Not published
Minimum income
KD 1,100 a month
Structure
Not stated
Reward points

Full breakdown

Kuwait International Bank

Visa Infinite Card

KIB Rewards Points on card spend

Annual fee
KD 250
Profit rate
Not published
Minimum income
KD 3,000 a month
Structure
Not stated
Reward points

Full breakdown

Other ways to filter cards in Kuwait

Cashback5 cards

This is a reference, not advice

Whether a particular card is acceptable to you is a question for a scholar you trust. We set out what each bank publishes and link the source on every card page so you can check.

Want every card, not a filtered list?

See every card we index in Kuwait, with the issuers and the contracts they use.