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Islamic Credit Cards
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Kuwait Finance House · Fully Islamic bank

Visa / MasterCard Diamond Card

KFH Rewards points with 2-year validity

Visa/Mastercardother
Annual fee
KD 200
Profit rate
Not published
Minimum income
Not published
Rewards
Reward points

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Kuwait Finance House stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Fatwa and Shariah Supervisory Board, under the supervision of Central Bank of Kuwait (CBK).

What it costs

Every figure below comes from Kuwait Finance House’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
KD 200KFH Tariff List (Aug 2026) states KD 205 for the equivalent subscription/renewal row; the product page states KD 200.source
Profit rate
Not publishedKFH states "No extra percentage added to the total due amount" and that due amounts are deducted monthly. No profit rate is published.
Cash withdrawal
KFH Tariff List item 1/25 charges 2.5% on credit-card purchases and cash withdrawals made outside Kuwait. No separate flat domestic cash-advance fee for credit cards was found in the tariff.
Late payment
Not published
Foreign currency spend
2.5% on top of the exchange rate

What you get back

Other benefits

  • Free access to VIP airport lounges for two persons using a Priority Pass card
  • Free travel insurance for the client's family up to KD 50,000, valid for multiple trips
  • Free 90-day insurance against theft and damage on purchases

Can you get it?

Other conditions
Exclusive to KFH “AlTamayoz” clients. Issued if one of: salary transferred to a KFH account; a deposit held at KFH; or an amount equal to the credit limit reserved. Credit limit KD 5,000–KD 20,000.

Where these figures come from

Last checked against Kuwait Finance House’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “"KD 200 annual subscription fees." — KFH Visa / MasterCard Diamond Card product page”
  • “"Credit limit starts from KD 5,000 up to KD 20,000." — KFH Visa / MasterCard Diamond Card product page”
  • “"Free travel insurance coverage for client’s family up to 50,000 KD valid for multiple travels" — KFH Visa / MasterCard Diamond Card product page”
  • “"Subscription/ Renewal card fees Visa / Master Card (Diamond) - (no installments) | KD 205" — KFH Tariff List, item 1/5”
  • “"Commission for using (purchases - cash withdrawal) credit card (Visa - master card) installment or non installment external according to the value of the transaction | 2.5%" — KFH Tariff List, item 1/25”
  • “"Subscription/Renewal credit card / approve supplementary card (Visa/MasterCard) | Half fees of the main card" — KFH Tariff List, item 1/49”

What we could not verify

Kuwait Finance House does not publish shariah contract, shariah board, monthly profit rate, annual profit rate, late payment fee, over-limit fee, replacement card fee, supplementary fee amount, minimum age, maximum age, takaful cover, apr for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.