Bank Syariah Indonesia Islamic credit cards

Who Bank Syariah Indonesia are

A fully Islamic bank — every product it offers is Shariah-compliant.

BSI is the merged entity formed from BRI Syariah, BNI Syariah and Bank Syariah Mandiri, and it inherited BNI Syariah's Hasanah Card brand. Its own customer FAQ makes a strong claim worth quoting on any comparison page: 'Saat ini BSI Hasanah Card merupakan satu-satunya Kartu Kredit yang berbasis Syariah yang diterbitkan oleh Bank Umum Syariah' — currently the only Shariah credit card issued by a full Islamic COMMERCIAL bank in Indonesia. The claim is narrower than it first reads: CIMB Niaga Syariah is an Islamic WINDOW of a conventional bank, so it does not contradict BSI; Bank Mega Syariah, however, is itself a Bank Umum Syariah and does issue a Syariah Card, so the claim appears overstated as at the date read. Treat it as a marketing claim, not a market fact. BSI's card is also distinctive for charging NO late-payment penalty and NO over-limit penalty at all.