Indonesia · 2 cards
Every Shariah-compliant card Bank Mega Syariah currently offers, with the contract behind each one and the fee schedule it came from.
A fully Islamic bank — every product it offers is Shariah-compliant.
Issues Syariah Card Gold and Platinum on the Visa network — the only Indonesian Islamic cards on Visa rather than Mastercard. Its Kafalah wording is broader than BSI's: it covers cash withdrawals at its own and other banks' ATMs, and its Qardh covers merchant transactions as well as cash. Unlike BSI it charges both a ta'widh late fee and a Rp250,000 over-limit fee, and it states explicitly that the cash rebate is NOT agreed in advance — 'Perhitungan cash rebate tidak diperjanjikan di awal'. The card is operated jointly with Bank Mega: the call centre and the SMS notification sender ID are Bank Mega's.
Bank Mega Syariah
Syariah Card Gold
1.5% monthly cashback up to Rp500,000 in selected countries, plus 10 points per Rp10,000 of retail spend
Full breakdown
Bank Mega Syariah
Syariah Card Platinum
1.5% monthly cashback up to Rp1,000,000 in selected countries, plus 20 points per Rp10,000 of retail spend
Full breakdown