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Islamic Credit Cards
Countries:United Arab Emirates101Malaysia88Saudi Arabia111Pakistan8Indonesia10Qatar38All countries

Qatar · 5 cards

Islamic credit cards with the lowest minimum income in Qatar

If your income is modest, start here. 5 of the 38 cards on sale in Qatar publish a minimum income, and all 5 are listed below, lowest first.

How this list is built

Which cards are included
The 12 cards with the lowest minimum monthly income the bank publishes, plus any card tied with the 12th. Cards that publish no minimum income are left out, because we will not guess one.
The order
Lowest minimum monthly income first, then lowest annual fee, then alphabetical by bank and card name.
What this is not
A filter, not a verdict. The order says nothing about which card suits you, and nothing about how sound a card is under Shariah.

33 cards are left out because the bank publishes no minimum income

Of the 38 cards on sale in Qatar, 33 do not have a published minimum income, so they cannot be placed in this order. That does not mean they have a high one. Ask the bank.

The 5 cards at a glance

CardMinimum incomeAnnual feeProfit rateRewards
Marriott Bonvoy Platinum Credit CardQatar Islamic BankQAR 8,000 a monthQAR 2501% a monthReward points
Mastercard Platinum Credit CardQatar Islamic BankQAR 8,000 a monthQAR 3501% a monthReward points
Premier Credit Card (Visa Signature)AlRayan BankQAR 35,000 a monthNo annual fee1% a monthReward points
Premier Credit Card (Visa Infinite)AlRayan BankQAR 50,000 a monthNo annual fee1% a monthReward points
Qatar Airways Co-Brand Credit Card (Visa Infinite)AlRayan BankQAR 50,000 a monthQAR 7991% a monthAir miles

Profit rate is the rate the bank publishes on an unpaid balance, not the APR. Where a bank does not publish a figure we say so rather than estimate it.

Each card in more detail

Qatar Islamic Bank

Marriott Bonvoy Platinum Credit Card

Marriott Bonvoy points with automatic Silver Elite status

Annual fee
QAR 250
Profit rate
1% /mo
Minimum income
QAR 8,000 a month
Structure
Murabahah
Reward points

Full breakdown

Qatar Islamic Bank

Mastercard Platinum Credit Card

Absher points plus Dragon Pass lounge access

Annual fee
QAR 350
Profit rate
1% /mo
Minimum income
QAR 8,000 a month
Structure
Murabahah
Reward points

Full breakdown

AlRayan Bank

Premier Credit Card (Visa Signature)

No annual fee, with points convertible to Avios, Nojoom, Al Meera points or cash back

Annual fee
No annual fee
Profit rate
1% /mo
Minimum income
QAR 35,000 a month
Structure
Murabahah
Reward points

Full breakdown

AlRayan Bank

Premier Credit Card (Visa Infinite)

AlRayan's fastest standard earn rate, with unlimited lounge access and no annual fee

Annual fee
No annual fee
Profit rate
1% /mo
Minimum income
QAR 50,000 a month
Structure
Murabahah
Reward points

Full breakdown

AlRayan Bank

Qatar Airways Co-Brand Credit Card (Visa Infinite)

AlRayan's fastest Avios earn rate, with unlimited lounge access

Annual fee
QAR 799
Profit rate
1% /mo
Minimum income
QAR 50,000 a month
Structure
Murabahah
Air miles

Full breakdown

Other ways to filter cards in Qatar

No annual fee4 cards

This is a reference, not advice

Whether a particular card is acceptable to you is a question for a scholar you trust. We set out what each bank publishes and link the source on every card page so you can check.

Want every card, not a filtered list?

See every card we index in Qatar, with the issuers and the contracts they use.